Analyst - Wholesale Credit Delivery - Dealer Services

Truist Financial • Charlotte, NC

367d • $80,000 - $90,000

About The Position

Reporting to the team lead, primarily provides analytical support assigned to Dealer Services Portfolio Managers including analyzing financial statements and projections, utilizing financial models and applications, and developing and participating in credit presentations and participating in credit underwriting and structuring. May participate in client support, as appropriate. Is developing a working knowledge of company's product suite. Performs tasks and assignments under direct supervision. Monitors performance and trends, proactively defining client credit solutions, identifying issues and developing remediation, underwriting and approving credit as designated by Portfolio Manager.

Requirements

• Bachelor's Degree in Finance or Economics
• Strong analytical skills and attention to detail.
• Strong work ethic and competitive drive.
• Solid leadership and interpersonal skills.
• Strong written and oral communication skills.
• Strong organizational and time management skills.
• Intermediate PC skills including standard Microsoft Office products and database applications.
• Proficiency with Truist systems and processes.

Nice To Haves

• General understanding of accounting

Responsibilities

• As a part of the deal team, responsible for authoring annual reviews and assisting in the development of credit underwriting thesis of new and existing transactions. Prepares the nCino packages and is responsible for coordination of spreading financial statements and risk ratings.
• Works with Portfolio Manager to build financial models based on client profile, industry dynamics, cost pressures, etc. related to deal in order to assess financial wherewithal to repay.
• Initiates risk view and translation into risk rating models to reflect risk in deal in terms of probability of default/loss given default across the risk spectrum.
• Conducts industry specific research and analysis is support of client support activities such as client presentation development and term sheets.
• Responsible for completing regulatory and compliance activities and data accuracy in the portfolio.

Benefits

• Medical insurance
• Dental insurance
• Vision insurance
• Life insurance
• Disability insurance
• Accidental death and dismemberment insurance
• Tax-preferred savings accounts
• 401k plan
• Vacation days
• Sick days
• Paid holidays
• Defined benefit pension plan (depending on position and division)
• Restricted stock units (depending on position and division)
• Deferred compensation plan (depending on position and division)

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree
• Number of Employees: 5,001-10,000 employees