Analyst - Wholesale Credit Delivery - Commercial Corporate Finance

Truist Financial • Atlanta, GA

75d

About The Position

The Commercial Corporate Finance Credit Delivery group ('Group') structures, underwrites and closes leveraged debt transactions for clients and private equity firms in Commercial Banking, driving and directing the process and activities necessary to obtain Truist's credit commitment approval. The Group includes the Specialized Cash Flow team that is focused on regional credits and participations. The Group also supports day-to-day portfolio management with responsibilities including financial statement spreads and monitoring of financial trends, annual client reviews, covenant compliance analysis, risk rating and underwriting exceptions analysis.

Requirements

• Bachelor's degree
• Two years of related financial services work experience
• Strong analytical skills and attention to detail
• Strong written and verbal communication skills
• Competitive drive and high work ethic, self-starter, team-oriented
• Solid leadership and interpersonal skills
• High level of adaptability and flexibility with strong organizational and time management skills
• Solid understanding of business
• Advanced proficiency in Microsoft Excel and PowerPoint

Nice To Haves

• Minimum GPA: 3.0
• Demonstrated work experience in finance or related field

Responsibilities

• Supports senior teammates and deal teams in developing complex financial models and providing analytical support including analyzing financial statements and projections, and developing and participating in credit underwriting, structuring and presentations.
• Fluent in Microsoft Office (Word, Excel and Powerpoint); ability to navigate Truist's systems and applications.
• Responsible for analysis and underwriting related to transactions, amendments, modifications and other credit products for new and existing clients as part of deal teams.
• Contributes to creating credit product approval documents and presentations.
• Creates and utilizes analytical financial models, including financial projections, discounted cash flow analysis, leveraged buyout analysis, valuation analysis, and financial analysis of historical and projected cash flows.
• Performs research and analysis on companies, industries and transactions in support of both client activities and risk mitigation strategies.
• Supports senior teammates in day-to-day management of the portfolio with responsibilities including financial statement spreads, covenant compliance analysis and other activities as directed.
• Works closely with teammates in the preparation of on-time and high quality annual client reviews, renewals, and amendments.
• Maintains active ownership and timely processing of quarterly financials and risk ratings within own portfolio and as needed across the team.

Benefits

• Medical, dental, vision, life insurance
• Disability insurance
• Accidental death and dismemberment insurance
• Tax-preferred savings accounts
• 401k plan
• 10 days of vacation (prorated based on date of hire and by full-time or part-time status)
• 10 sick days (also prorated)
• Paid holidays
• Defined benefit pension plan (depending on position and division)
• Restricted stock units (depending on position and division)
• Deferred compensation plan (depending on position and division)

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree
• Number of Employees: 5,001-10,000 employees