Analyst, Specialty Underwriting and Portfolio Management - FIG

Capital One•McLean, VA

About The Position

Analyst, Specialty Underwriting and Portfolio Management - FIG The Financial Institutions Group (FIG) has an opening for an Analyst to join our growing Underwriting and Portfolio Management organization. The Analysts monitor, analyze and report on Borrower performance data and ensure compliance in accordance with the terms of the loan agreements and internal policies. The position supports Underwriters and Portfolio Managers with risk identification and problem resolution including the preparation of risk ratings and approval materials. The Analyst serves as the primary day to day contact with FIG clients and assists in onboarding and approval of loan collateral to facilitate borrowing requests.

Requirements

Bachelor's Degree or Military Experience
At least 2 years of experience in financial analysis, budgeting or financial modeling

Nice To Haves

Bachelor's Degree in Accounting, Finance, or other relevant fields
Previous experience in banking, commercial finance or asset management
Formal training in credit risk management
Strong analytical and technology aptitude
Ability to communicate verbally in a concise and clear manner with clients, peers and fellow associates.
Advanced Excel skills

Responsibilities

Perform financial and collateral analysis.
Prepare reporting on performance trends, key indicators and industry specific data.
Monitor and enforce ongoing Borrower compliance with all loan terms and documentation.
Ensure specific Borrower compliance with financial & portfolio covenants and reporting requirements.
Demonstrate ownership of a portfolio of existing customers with minimal guidance
Escalate and resolve problem accounts in partnership with other teams and specialists
Build relationships across functions and businesses to foster collaboration between partner groups
Complete annual reviews and non-material modifications independently and on time
Write and prepare loan modification documents including credit approval memos for existing clients, with supervision.
Shadow senior underwriters on reviewing and negotiating legal documentation
Review and approve periodic Borrowing Bases and advance requests.
Facilitate internal and external portfolio reporting.
Understand and employ all policies and procedures of the Bank.
Remain up-to-date on all bank compliance regulatory policies and procedures and on all pending and proposed regulatory changes affecting bank compliance.
Ensure data integrity of information in the COF commercial loan systems.
Understand and promote bank products.
Maintain and promote client relationships.