Analyst, Financial Crimes, Transaction Monitoring

Upgrade Sarl • Phoenix, AZ

410d • $70,000 - $90,000

About The Position

The Transaction Monitoring (TM) Analyst position is part of the Financial Crimes team within the Risk & Compliance group at Upgrade. This role focuses on monitoring customer transactions for potential risks related to money laundering and other financial crimes. The TM Analyst will review automated alerts, analyze transactions, and make recommendations based on established policies and procedures, contributing to the overall safety and compliance of the company's financial operations.

Requirements

• Bachelor's degree or higher
• 2+ years of experience in anti-financial crimes (AML investigations, TM investigations, Fraud Investigations, EDD, KYC, Sanctions, etc.)
• Working knowledge of fraud and AML typologies and current financial crime trends
• Understanding of financial products, including credit cards, lending products, and deposit accounts
• Excellent research, analytical, and communication skills
• Experience in meeting regulatory and business deadlines with a sense of urgency while maintaining high standards for quality and professionalism
• Advanced knowledge of Microsoft Office, Google Suite, and Atlassian products

Nice To Haves

• Experience with LexisNexis research tools (AML Insight, Bridger) and/or ComplyAdvantage preferred, but not required

Responsibilities

• Review and analyze automated Transaction Monitoring alerts and recommend escalation or dismissal of alerts.
• Prepare detailed TM investigation narratives explaining activity, risks, and case dispositions.
• Organize evidence collected during investigations, including documentation and recordings.
• Manage caseload to ensure timely completion of cases while meeting production and quality expectations.
• Assist the AML Manager with additional tasks to support the Financial Crimes team.

Benefits

• Stock options
• Paid parental leave
• Health insurance
• Dental insurance
• Paid time off
• Vision insurance
• Retirement plan

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Administrative and Support Services
• Education Level: Bachelor's degree
• Number of Employees: 1,001-5,000 employees