Analyst-Compliance - Policy & Governance Program

American Express•Sunrise, FL

About The Position

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. Within GFCC, the U.S. AML Team is responsible for all aspects of the U.S. BSA/AML Program, which includes all products and services issued by American Express National Bank (AENB or the Bank) and American Express Travel Related Services (TRS or the Company). AENB is a national bank based in Salt Lake City, Utah. The Bank is regulated by the Office of the Comptroller of the Currency (OCC). The Bank offers consumer and small business card and non-card lending products. It also offers certificates of deposit and personal savings accounts. TRS is a Bank Holding Company (BHC) regulated by the Federal Reserve (Fed) and a licensed money transmitter regulated by the states in which it provides services. TRS is a credit card system operator, merchant acquirer, provider of money transfer capabilities, prepaid products, and corporate credit and charge cards. The U.S. AML Program Analyst will report to the Senior Manager of the U.S. AML Program, covering AENB and TRS (U.S.), overseeing execution of the U.S. AML Program, specifically with remit over the U.S. AML governance. The Analyst will also participate in various projects to enhance governance of the U.S. AML Program. How will you make an impact in this role?

Requirements

3+ years of experience in any of the following: BSA-AML compliance, risk management, program management, and regulatory matters.
Understanding of financial crimes risk management principles, frameworks, and regulatory requirements
Effective written and verbal communication skills. Ability to communicate clearly and concisely in all aspects of the job and with multiple audiences in mind.
Proven ability to collaborate and build relationships across multiple teams.
Experience with Microsoft Office products including Excel, PowerPoint, and SharePoint.
Strong analytical, critical thinking, and logical reasoning skills required.
Strong stakeholder management experience; excel at building relationships and managing cross-functional collaboration.
Demonstrated integrity, innovation, teamwork, and excellence.
Bachelor's degree or CAMS required.

Responsibilities

Supporting the annual refresh of Bank and Company Financial Crimes Risk Management policies, and BSA/AML Programs, including collaborating with internal stakeholders within GFCC;
Tracking enterprise-wide policies and ensure GFCC policies and manuals meet governance expectations;
Supporting of communicating and ensuring understanding and adherence to Financial Crimes Risk Management policies and programs;
Assisting with identifying challenges and proactively seeking to resolve or escalate risk and issues in a timely and well-articulated manner to leadership;
Supporting the annual refresh and reporting of risk appetite frameworks;
Supporting the annual refresh and monitoring of Affiliate Agreements;
Ensuring consistency in content and quality of documents.

Benefits

Competitive base salaries
Bonus incentives
6%25 Company Match on retirement savings plan
Free financial coaching and financial well-being support
Comprehensive medical, dental, vision, life insurance, and disability benefits
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities