AML Analyst III

RealPage•Richardson, TX

19h•Remote

About The Position

The AML Analyst III will work closely with the AML Compliance Manager for RealPage Payments Services LLC (MSB) and with RealPage Payments Processing Services Inc (RPPSI) a Third-Party Payments Processor (TPPP). This position assists in the day-to-day support of enterprise AML control processes and works to identify and assess various transaction related risks throughout the assigned business lines.

Requirements

Five plus years of BSA/ AML/ OFAC, KYC, EDD, Financial crime investigations, and SAR reporting experience
CAMS certified
Strong organizational and analytical skills with attention to detail
Timely, accurate and efficient processing of departmental reports, projects and tasks related to applicable regulatory compliance
Excellent verbal/written communication skills
General understanding of banking operations
Ability to prioritize work deliverables along with good time management skills
Proficiency with MS Office

Nice To Haves

Bachelor’s degree is preferred but professional experience may be considered in lieu of education
Experience in the fintech industry is advantageous
Excellent research and problem-solving skills
Understanding of complex financial transactions and business relationships
Ability to analyze large‑scale transaction datasets and identify AML red flags across high‑volume, high‑value, and/or multi‑payer activity

Responsibilities

Leads AML risk reviews of Property Management Companies (PMCs) and associated sites, applying advanced risk-based methodologies to identify and assess potential money laundering and financial crime exposure.
Perform and oversee enhanced due diligence (EDD) reviews and manages complex escalations across multiple RealPage product segments.
Conducts transaction monitoring and analysis of cash equivalents and expected activity volumes identifying patterns, anomalies, and emerging risks requiring further investigation or escalation.
Completes investigative case documentation, including narrative summaries and supporting analysis, in case management systems.
Escalates high-risk or complex cases to the AML Compliance Manager and supports regulatory reporting requirements as needed.
Supports the AML Compliance Manager by delivering analytical insights from transaction data and investigative trends to strengthen controls and inform risk‑based decisions.
Partners with Underwriting, Fraud, Legal, and other stakeholders to influence risk decisions, resolve complex issues, and ensure consistent application of AML and financial crime controls across the organization.
Maintains proficiency in automated AML monitoring tools, including alert and case management workflows, through cross-training and ongoing use.
Maintains expertise in BSA/AML, Fraud, and related regulatory requirements through ongoing training and regulatory awareness, incorporating updates into daily investigative and review practices.
Promotes and reinforces a culture of compliance by modeling ethical behavior, providing guidance to peers, and supporting continuous improvement of AML policies, procedures, and controls.