Agricultural/Commercial Loan Officer

North Star Community Credit Union • ND

105d

About The Position

The Ag/Commercial Loan Officer at North Star Community Credit Union is responsible for originating, managing, and supervising the Credit Union's portfolio of commercial loans. The primary objective is to maintain and increase asset quality while developing new and existing business relationships.

Requirements

• Three to five years of similar or related experience.
• A bachelor's degree or achievement of formal certifications recognized in the industry as equivalent to a bachelor's degree.
• Experience in analyzing business financial statements and assessing the viability of businesses.
• Excellent communication and public relations skills.
• Ability to use related software required.

Responsibilities

• Takes applications for commercial loan business, reviews member financial condition, and assesses the member's ability to repay the loan.
• Makes underwriting decisions within approval authority and completes or directs completion of all loan documents and closes loans.
• Participates in developing lending and deposit business for the Credit Union.
• Calls on clients to expand existing business and prospects seeking opportunities to expand the Credit Union's client base.
• Monitors existing loan portfolio to maintain a high-quality asset base.
• Maintains up-to-date member files including current balance sheets, profit & loss statements, cash flow projections, and all loan documentation.
• Assists in the collection of past due loans.
• Assists members with any loan-related questions and concerns.
• Performs other job-related duties as assigned.

What This Job Offers

• Education Level: Bachelor's degree