Agricultural/Commercial Lender

Glacier Bancorp, Inc.•Torrington, WY

9h•Onsite

About The Position

The Ag/Commercial Lender is responsible for existing portfolios that are delegated and bringing in new loan and deposit customers to the Bank by providing effective sales and services that align with the overall mission and credit culture of the bank. Must have the ability to establish and promote business development efforts throughout the bank’s market which lead to relationship and lending opportunities. Must be knowledgeable about the market and have the ability to analyze financial statements ranging from a variety of Business and Industry types with the experience to provide banking solutions.

Requirements

High School diploma or equivalent
Ability to work quickly and accurately
Ability to understand and follow written and oral instructions
Strong verbal and written communication skills
Good working knowledge of Microsoft applications such as Word, Excel, Outlook, etc. and the ability to learn new systems/applications
Ability to work in a professional manner
Demonstrated sales and business development skills
Ability to fully understand, analyze and structure various types of commercial loan requests
Represent the bank in a positive manner at all times and network outside the bank
Knowledge of advanced banking products and terminology
Ability to maintain high volume of quality work, while ensuring highest confidentiality
Exercise good judgement when dispensing information to maintain confidentiality of sensitive information
Ability to prioritize, meet deadlines, and handle multiple tasks simultaneous in a fast-paced, diverse, and growth-oriented environment

Nice To Haves

Bachelor’s degree
One year sales and customer service experience
One year banking experience
Previous lending experience and/or training

Responsibilities

Obtain loan applications, interview clients, analyze financial and related data, determine appropriate pricing and loan structure and make appropriate loan decisions (within lending limitations) or submit recommendations to loan committee.
Reports to Branch President, works with Chief Credit Officer on commercial/ag credits.
Ensure loan documentation is complete and correct prior to closing. Review all credit reports, financial statements, tax returns, title insurance commitments and appraisals.
Monitor loan delinquency and proactively identify and collect problem credits, with delinquencies held under 1%.
Keep current on loan programs and lending regulations as well as all compliance and bank policies.
Identify and develop profitable relationships with potential new customers.
Recognize sales opportunities promoting all bank products and services referring customers to appropriate department or person.
Maintain customer calling schedule with professionalism and concern in dealing with the public as well as promoting products and programs to best meet the needs of customers and bank goals.
Participates in community organizations and events.
Provide exceptional customer service as defined by First State Bank of Wyoming.
Manage an existing loan portfolio and grow your own portfolio.
Process consumer applications and loans as needed.
Perform Collateral Inspections as required.
Complete OnCourse assignments by the due date.
Regular and predictable attendance is an essential function of this job in order to accomplish, among other things, in-person contact with customers.
Additional duties as requested or assigned.