Ag Lending, Loan Quality

Merchants Bank of Indiana•Richmond, IN

About The Position

The Ag Lending, Loan Quality Administrator will work side-by-side with the Agricultural Loan Officers to assist with quality control, organization, filing, and any other tasks that are necessary. The Agricultural Loan Assistant-Quality Control will also help with other aspects of the bank as needed. A successful person in this role will make sure all closed loans have been reviewed, files are checked for completeness, and all required documentation is accurate. After one year as our Ag Lending, Loan Quality Administrator, you should be able to do the following confidently and independently... Check for compliance with all established regulations and guidelines pertaining to documents required for due diligence per credit approval. Review all completed loan documents to ensure all were signed by the customer. Responsible for working within regulatory guidelines and bank policies that are applicable to the area this position supports. Respond to any defects found on any loan review in a timely manner. Responsible for a high level of confidentiality and security while handling company information; verbal and/or written documentation. Responsible for the collection of documentation for various Audits conducted throughout the year. If needed, act as a liaison between the auditor and Ag. Loan personnel. Monitor insurance expiration dates and obtain renewal information from customer if needed. Focus on Ag Community and projecting positive image for bank with current and perspective customer base. Assist with customer requests in the absence of loan officer and be sure that customer receives a level of service that meets or exceeds expectations. Assist in answering the telephone and performing general teller responsibilities as needed. Perform other duties within the bank as deemed necessary by agricultural loan officers to enhance efficiency and balance work loads. Facilitate and assist in any other areas of the bank that may be deemed necessary by management to assure operational soundness and project a positive perception of the bank by its present or perspective customer base.

Requirements

Requires a high school diploma or GED.
Strong Attention to detail required.
Must be a self-starter and work on their own as well as a team setting.
Proficient knowledge or MS Word, Excel and Outlook required.
Agricultural Industry knowledge desired.

Nice To Haves

Bachelor’s degree desired but not required.

Responsibilities

Check for compliance with all established regulations and guidelines pertaining to documents required for due diligence per credit approval.
Review all completed loan documents to ensure all were signed by the customer.
Responsible for working within regulatory guidelines and bank policies that are applicable to the area this position supports.
Respond to any defects found on any loan review in a timely manner.
Responsible for a high level of confidentiality and security while handling company information; verbal and/or written documentation.
Responsible for the collection of documentation for various Audits conducted throughout the year. If needed, act as a liaison between the auditor and Ag. Loan personnel.
Monitor insurance expiration dates and obtain renewal information from customer if needed.
Focus on Ag Community and projecting positive image for bank with current and perspective customer base. Assist with customer requests in the absence of loan officer and be sure that customer receives a level of service that meets or exceeds expectations.
Assist in answering the telephone and performing general teller responsibilities as needed.
Perform other duties within the bank as deemed necessary by agricultural loan officers to enhance efficiency and balance work loads.
Facilitate and assist in any other areas of the bank that may be deemed necessary by management to assure operational soundness and project a positive perception of the bank by its present or perspective customer base.