Ag Banking Officer

Bravera Careers•Dickinson, ND

19d

About The Position

Bravera Bank is hiring for an Ag Banking Officer in Dickinson, ND. Bravera is an employee- and director-owned company that is committed to helping our employees forge a new path in their career. We work together to drive continuous improvement which enhances the customers experience and keeps our organization moving forward. This position is responsible for developing and maintaining relationships with agricultural-based customers. Will solicit and originate quality loans, deposits, and special products and services with customers. Measures of Success Agriculture or business background and skills Strong interpersonal skills High level of initiative as a self-starter Duties and Responsibilities Earn and maintain the respect and trust of people. Display honesty, integrity, and morality. Responsible to promote a positive and collaborative environment that supports teamwork and excellent customer service throughout the organization. Contribute to the overall success of the organization by leveraging opportunities as they relate to all entities of Bravera Holdings Corp. Must maintain a high level of confidentiality and professionalism regarding all employee and customer issues and information. Responsible for cultivating new and existing agricultural customer relationships. Must fully understand loan policy and procedures and recommend enhancements, as needed. Maintain a lending portfolio, approving credit within approved lending authority. Must maintain appropriate and complete documentation and files, as necessary. Make customer contacts, field inspections, and business visits, as necessary. Will analyze asset and repayment quality on existing loans and loan applications. Will recommend banking products and services, based on customer analysis. Responsible for collection of delinquent loans. Keep abreast of current industry trends, new programs, and regulations. Responsible for promoting the organization in the community through participation in various civic and community events, activities, committees, and organizations. The employee will adhere to all banking rules and regulations, including but not limited to the requirements of the Bank Secrecy Act. In addition, the employee will be proactive in the prevention of illegal activities, will vigilantly look for activities that may constitute any type of fraud including money laundering, and will report any suspicious activity to the BSA Officer.

Requirements

Agriculture or business background and skills
Strong interpersonal skills
High level of initiative as a self-starter
Education: Bachelor’s degree in accounting, finance, economics, or other business-related field preferred.
Experience: Minimum three years related banking experience OR An acceptable combination of education and experience.

Responsibilities

Earn and maintain the respect and trust of people.
Display honesty, integrity, and morality.
Responsible to promote a positive and collaborative environment that supports teamwork and excellent customer service throughout the organization.
Contribute to the overall success of the organization by leveraging opportunities as they relate to all entities of Bravera Holdings Corp.
Must maintain a high level of confidentiality and professionalism regarding all employee and customer issues and information.
Responsible for cultivating new and existing agricultural customer relationships.
Must fully understand loan policy and procedures and recommend enhancements, as needed.
Maintain a lending portfolio, approving credit within approved lending authority.
Must maintain appropriate and complete documentation and files, as necessary.
Make customer contacts, field inspections, and business visits, as necessary.
Will analyze asset and repayment quality on existing loans and loan applications.
Will recommend banking products and services, based on customer analysis.
Responsible for collection of delinquent loans.
Keep abreast of current industry trends, new programs, and regulations.
Responsible for promoting the organization in the community through participation in various civic and community events, activities, committees, and organizations.
The employee will adhere to all banking rules and regulations, including but not limited to the requirements of the Bank Secrecy Act.
In addition, the employee will be proactive in the prevention of illegal activities, will vigilantly look for activities that may constitute any type of fraud including money laundering, and will report any suspicious activity to the BSA Officer.