Actuarial Analyst
About The Position
We are seeking a detail-oriented and analytical Actuarial Analyst to join our actuarial team supporting multiple commercial lines of business, including General Liability, Workers' Compensation, Commercial Property, and Excess Casualty. This role is perfect for someone who thrives on executing rigorous insurance analysis, collaborating cross-functionally, and delivering precise, actionable insights that drive competitive advantage. As an Actuarial Analyst, you will be the bridge between market intelligence, regulatory requirements, and data-driven product decisions. You will be joining a small team of actuaries to play a critical role in ensuring our products remain competitive while maintaining compliance across all jurisdictions where we operate. The actuarial team works in close partnership with underwriters and software engineers, translating actuarial insights into the technology and decisions that power a modern insurance platform.
Requirements
- 2-5 years of experience in commercial P&C insurance product analysis, actuarial, or competitive analysis functions
- Bachelor's degree in Mathematics, Statistics, Economics, Finance, or related analytical field
- Demonstrated experience with commercial insurance products and insurance data analytics
- SERFF system knowledge including navigation, filing preparation, and objection response processes
- Experience with industry databases including ISO manuals, NCCI data, and regulatory research platforms
- Advanced spreadsheet modeling skills for financial analysis and data manipulation
- Working SQL proficiency for data extraction and validation from relational databases
- Understanding of commercial insurance products including rating methodologies and underwriting guidelines
- Knowledge of the state insurance filings process across multiple lines and jurisdictions
- Understanding of ISO forms, NCCI guidelines, and industry standard practices
- Familiarity with actuarial concepts including loss development, rate adequacy, and ratemaking fundamentals
- Strong research and analytical skills with the ability to synthesize regulatory and market data into clear recommendations
- Exceptional attention to detail and accuracy, especially for time-sensitive regulatory deliverables
- Clear communication skills for both technical and non-technical audiences
- Cross-functional collaboration experience working with actuarial, underwriting, compliance, and product management teams
Nice To Haves
- Actuarial exams such as P, FM, MAS-I, MAS-II, 5 (preferred but not required)
- Python experience for advanced analytics (preferred but not required)
Responsibilities
- Assist in the development, pricing, and implementation of rating plans for filing with state Departments of Insurance across commercial lines
- Support the Compliance team in the preparation, documentation, and submission of rate and form filings through SERFF and related platforms
- Research and draft comprehensive responses to rate-related objections, ensuring clear actuarial justification
- Conduct comprehensive competitor analysis of rate and form filings across all commercial lines, utilizing SERFF, S&P Capital IQ Pro, and other regulatory databases
- Analyze filings, rate manuals, underwriting guidelines, and coverage forms from ISO manuals, NCCI data, and other industry resources to develop benchmarks and strategic recommendations
- Synthesize market trends and competitive positioning into actionable insights for the actuarial and underwriting teams
- Monitor regulatory developments and emerging filing trends across target states
- Manage statutory reporting obligations to state rating bureaus and advisory organizations, including unit statistical and policy data submissions, ensuring accuracy and timeliness
- Develop and maintain reporting deliverables for reinsurers and capacity partners, including bordereaux and portfolio reporting
- Write SQL queries to extract and validate data needed for external reporting from internal PostgreSQL databases
- Coordinate with internal teams on data accuracy and timely delivery for all external reporting obligations
Benefits
- Premium Healthcare
- 100% contribution to top-tier health, dental, and vision
- Fertility benefits and family building support
- Unlimited PTO
- Flexibility to take the time off, recharge, and perform
- Daily lunches, dinners, and snacks
- We work together, and enjoy meals together too
- SF, NYC, Dallas-Fort Worth, Chicago and LA Offices
- Professional Development
- Access to premium coaching, including leadership development
- Competitive 401(k) Plan
- Dog-friendly office
- Plenty of dogs to play with and make friends with in the SF office
- Competitive salary based on experience and qualifications
- Equity participation with significant upside potential in our growing organization
- Comprehensive benefits package including health, dental, vision, and 401(k) with company match
- Professional development opportunities including conference attendance and certification support
- Collaborative startup environment with opportunities for rapid career growth and expanded responsibilities
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Number of Employees
1-10 employees
