Accounting Officer

PFCU•Portland, MI

17h•Hybrid

About The Position

Accounting Officer Summary To assist the credit union in achieving its mission statement: PFCU WILL DELIVER FINANCIAL WELL-BEING WITH VALUE, CONVENIENCE AND EXCEPTIONAL SERVICE. The Accounting Officer is responsible to support frontline staff and assist members to ensure accuracy by following regulations and Credit Union policies. Support, model & adhere to PFCU’s Service Standards as outlined in My MARC. This position is a hybrid role, with the expectation to report to the Portland Headquarter location as needed. Essential Functions, Duties, & Responsibilities ACH and Drafts Ability to Post ACH and Drafts and exceptions Balance and verify posting of all batch transactions, including payrolls, ACH files and pre-authorized transactions. Process the draft-posting file and send returns. Return NSF items as needed for all payment systems Assist staff with all inquiries regarding payroll and all ACH transactions. Be familiar with all origination systems. Be able to perform all daily procedures on most systems. Understanding that payments are required to be posted, regardless if the credit union is closed. If the Federal Reserve is open and processing payments; by law, PFCU is required to post and process payments as well. Synergy Processing Payroll card maintenance and setups Written statement processing Process outgoing wires ENR’s processing Process Stop Payments Debit Processing Remote settling Download reports Daily balancing Adjustments processing Dispute processing Paying Invoices Processing of all invoices Processing of all Stop Payments Responsible for collecting all W-9 Forms and maintenance vendors for 1099 MISC filing Miscellaneous Responsibilities Return check processing Responding to Sparks/emails/phone calls in a timely and accurate manner Balancing and maintenance of ITM transactions and ledgers Process non-member adjustments Keep up to date on regulations File documentation Seek training opportunities to develop or enhance through training, conferences, reading etc. Willingly participate in and attend educational functions and meetings as requested by management. Perform all other duties as assigned. Additional Essential Duties and Responsibilities for Accounting Officer II: Balancing of all Accounts Is considered an accounting expert on general ledgers and balancing all processes Corporate account processing Bill Pay processing Outstanding Check Register balancing and exceptions Maintain our 5/3 third account balance and funding for debit. Posting of all Cash Orders Checking all Teller Totals GL Balancing of accounts Processing Incoming Wires Visa Settlements HP Settlement Payments ACH and Drafts Be familiar with all origination systems. Be able to perform all daily procedures on all systems. Regulatory Compliance Follows regulatory and policy compliance requirements which would include those efforts in compliance with Bank Secrecy Act (BSA), Office of Foreign Asset Control (OFAC), Red Flag and Anti-Money Laundering (AML) Regulations, and other compliance related policies. Confidentiality This position requires maintaining confidentiality with regard to non-public information about our members, employees and the Credit Union. We must protect the confidentiality of member information. Financial transactions are confidential and private. With account access, employees are to handle member information responsibly and confidentially. Security To ensure the safety and security of all employees, employees must follow all security policies and procedures at all times. Security is the responsibility of all employees.

Requirements

High School Graduate or equivalent
Accounting Officer I: Two years of experience at PFCU or an equal amount of experience in a related position outside the credit union is preferred.
Accounting Officer II: Three years of experience at PFCU or an equal amount of experience in a related position outside the credit union is preferred.
Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or government regulations.
Ability to write reports, business correspondence, and procedure manuals.
Ability to effectively present information and respond to questions from groups of managers, employees, clients, members, and the general public.
Ability to add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions, and decimals.
Ability to compute rate, ratio, and percent.
Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form.
Must have the capability to deal with problems involving concrete variables in standardized and non-standardized situations.
Excellent knowledge of the credit union’s core system.
Excellent working knowledge of the forms and documentation used by the credit union.
Strong knowledge of credit union products and services.
Excellent understanding of the Credit Union departments and procedures.
Punctual, self-motivated, confident and accurate.
Excellent communication and interpersonal skills both written and verbal.
Ability to stay calm under pressure.
Professional attitude; supportive of management.
Neat and professional in appearance and dress.
Ability to create good word of mouth; proven ability to effectively refer products and services.
Excellent math skills.
Aptitude for handling money and detailed work.
Ability to operate related computer applications and other business equipment including adding machine, typewriter, copy machine, coin and money counting machines, computer and telephone.
Good typing skills.

Responsibilities

Post ACH and Drafts and exceptions
Balance and verify posting of all batch transactions, including payrolls, ACH files and pre-authorized transactions.
Process the draft-posting file and send returns.
Return NSF items as needed for all payment systems
Assist staff with all inquiries regarding payroll and all ACH transactions.
Payroll card maintenance and setups
Written statement processing
Process outgoing wires
Process Stop Payments
Remote settling
Download reports
Daily balancing
Adjustments processing
Dispute processing
Processing of all invoices
Processing of all Stop Payments
Responsible for collecting all W-9 Forms and maintenance vendors for 1099 MISC filing
Return check processing
Responding to Sparks/emails/phone calls in a timely and accurate manner
Balancing and maintenance of ITM transactions and ledgers
Process non-member adjustments
Keep up to date on regulations
File documentation
Balancing of all Accounts
Is considered an accounting expert on general ledgers and balancing all processes
Corporate account processing
Bill Pay processing
Outstanding Check Register balancing and exceptions
Maintain our 5/3 third account balance and funding for debit.
Posting of all Cash Orders
Checking all Teller Totals
GL Balancing of accounts
Processing Incoming Wires
Visa Settlements
HP Settlement Payments
Follows regulatory and policy compliance requirements which would include those efforts in compliance with Bank Secrecy Act (BSA), Office of Foreign Asset Control (OFAC), Red Flag and Anti-Money Laundering (AML) Regulations, and other compliance related policies.