Commerce Bank-posted 2 months ago
$20 - $26/Yr
Full-time • Entry Level
Hybrid • Kansas City, MO
1,001-5,000 employees
Credit Intermediation and Related Activities

The main purpose of this job is to support Commercial Contract clients in a variety of ways including assisting with the underwriting of new applications and contracts, account setup, maintenance, product changes, contract modifications, pricing changes, validations, and other account changes. The role involves completing both credit support and onboarding tasks, ensuring compliance with all risk and regulatory guidelines, and providing high touch customer service that reflects empathy and a positive attitude. The position requires working independently to research and address complex tasks and issues, while maintaining service level agreements (SLAs).

  • Assist with the underwriting of applicants for clients, ensuring compliance with risk and regulatory guidelines.
  • Complete verification of the credit process to ensure document integrity.
  • Notify clients within regulatory timeframe regarding account status: approval, decline, and counteroffer.
  • Board and verify all new and existing accounts via manual entry or excel macros with high degree of accuracy.
  • Validate the accuracy of data for contract clients to ensure proper setup and accurate revenue share payments.
  • Research, build and verify additional card requests to client specifications.
  • Respond accurately to external and internal customer questions/requests via phone/email while maintaining SLAs.
  • Provide high touch customer service that reflects empathy and a positive attitude.
  • Work independently to research and address complex tasks and issues.
  • Perform other duties as assigned.
  • Clear understanding of the complexities of the card products and systems used to research and navigate daily tasks.
  • Strong understanding of regulatory and compliance requirements.
  • Ability to analyze multiple and diverse sources of information before moving to a solution; exercise sound judgement when making decisions.
  • Show good judgement in maintaining priorities related to both Credit Support and Onboarding responsibilities.
  • Inquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skills.
  • Motivated and organized self-starter with strong attention to detail and ability to manage multiple priorities.
  • Ability to remain adaptable and resilient to situations with an optimistic outlook.
  • Advanced ability to navigate computer systems effectively.
  • Intermediate level proficiency with Microsoft Word, Excel, PowerPoint and Outlook.
  • Associate's degree or equivalent combination of education and experience preferred.
  • 2+ years related banking and/or card industry experience required.
  • Employer sponsored health, dental, and vision insurance
  • 401(k)
  • Life insurance
  • Paid vacation
  • Paid personal time
  • Career development
  • Education assistance
  • Voluntary supplemental benefits
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