ABS Structured Finance Ratings Associate Director

OSTTRA • Englewood, CA

7h • $125,000 - $150,000 • Hybrid

About The Position

About the Role: Grade Level (for internal use): 12 The Team: Credit Analytics is an integral part of the Global Ratings Services team, comprising a group of 1400 analysts spread across key financial hubs worldwide. Our culture thrives on collaboration and a global mindset, fostering an environment of continuous learning where team members challenge the status quo and drive transformative solutions in credit analytics. The Role: This role presents an opportunity to contribute to a team at the forefront of ratings innovation focused on structured finance. Financial markets are constantly evolving, and this role supports the timely delivery of high-quality credit opinions on innovative and complex structured finance transactions backed by ABS assets, while maintaining analytical consistency and rigor across rating practices.

Requirements

• Minimum 3+ years of experience in structured finance and credit analysis with demonstrated expertise in ABS transactions
• Bachelor's degree in Finance, Economics, Business, or related field from an accredited institution
• Strong proficiency with financial modeling tools such as Excel and experience with cash flow analysis and modeling
• Excellent verbal and written communication skills with ability to present complex analytical findings to internal and external stakeholders
• Strong analytical and problem-solving capabilities with ability to assess new asset and structural risks within rating frameworks
• Proven ability to multi-task, manage deadlines under pressure, and work collaboratively in team environments
• All employees are required to work from the office a minimum of 2 days per week
• We require all candidates who reach the final stage of our interview process to attend at least one in-person interview, which is ordinarily at your nearest S&P Global Ratings office. This must be completed before we can proceed to an offer.
• Right to Work Requirements: This role is limited to persons with an indefinite right to work in the United States.

Nice To Haves

• MBA or CFA designation with continued professional development in structured finance
• Knowledge of programming languages such as Python, R, VBA, C++, or MATLAB for advanced financial modeling
• Experience with cross-practice collaboration and exposure to multiple structured finance asset classes
• Demonstrated track record in client relationship management and market education initiatives

Responsibilities

• Serve as primary analyst on structured finance ABS transactions, performing end-to-end credit analysis, cash flow modeling, and presenting findings to rating committees
• Lead analytical work on innovative and complex ABS structures while maintaining consistency with S&P's rating criteria and analytical approaches
• Engage with market participants in pre-engagement discussions to provide market education and assess rating feasibility of novel structures
• Collaborate with cross-functional analytical teams across different practices and regions to deliver comprehensive rating solutions for esoteric transactions
• Review legal and operating documents for transaction consistency, provide structured feedback to external parties, and manage client relationships
• Contribute to knowledge sharing through training initiatives, market commentaries, podcasts, and webinars to enhance S&P's market presence

Benefits

• Health & Wellness: Health care coverage designed for the mind and body.
• Flexible Downtime: Generous time off helps keep you energized for your time on.
• Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
• Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
• Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.
• Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level