ABS Consumer - Director (NY/ Chicago)
About The Position
KBRA (Kroll Bond Rating Agency) is seeking an experienced credit analyst to join our Consumer Asset-Backed Securities (ABS) team. The position is open to candidates in our New York City Office or Chicago Office. The ideal candidate will have meaningful experience in consumer ABS asset classes (including, for example, Autos, Unsecured Consumer, Credit Card, or Student Loans). Directors and Senior Directors within the ABS group hold an integral role on the transaction rating team, engaging in all aspects of the rating process from collateral analysis to report publication while also managing and mentoring junior staff. Senior Directors often are expected to serve as thought leaders within their subject areas.
Requirements
- Bachelor’s degree required
- More than ten (10) years of demonstrated experience in credit analysis within the ABS sector at a Rating Agency, Buy-Side Investor, Credit Research, or similar environment.
- Strong Excel skills (excel test may be administered as part of the interview process)
- Ability to take initiative, work independently, and work closely with partners in a collaborative environment.
- Strong analytical skills relating to transaction evaluation, including loan credit risk assessment and analysis of asset and bond cash flows.
- Proficient with relevant financial modeling software (e.g. Intex)
- Strong oral and written communications skills (writing sample on request).
- Exceptional attention to detail.
Nice To Haves
- Familiarity with Generative AI tools such as ChatGPT for research, data insights, and general productivity is a plus.
Responsibilities
- Conduct and assist in transaction analysis including originator/servicer evaluation, collateral performance analysis, modeling and analysis of bond structure, and review of legal structure and documentation.
- Serve as lead analyst and primary contact with clients, deal arrangers and investors.
- Prepare and present credit memoranda to rating committees and contribute to transaction reports for publication.
- Lead the development of new rating methodologies (as necessary), as well as topical research and market commentaries.
- Surveil and monitor outstanding transactions, updating ratings as warranted.
- Attend and lead discussions at investor meetings or industry events (which may require travel).
Benefits
- A hybrid work schedule (Tuesday, Wednesday, Thursday in the office)
- Competitive benefits and paid time off
- Paid family and disability leave
- 401(k) plan, including employer match (100% vested)
- Educational and professional development financial assistance
- Employee referral bonus program
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What This Job Offers
Job Type
Full-time
Career Level
Director
Number of Employees
501-1,000 employees
