ABS Consumer - Analyst / Senior Analyst (NY / Chicago)

KBRA • Chicago, IL

9h • $75,000 - $95,000 • Hybrid

About The Position

KBRA (Kroll Bond Rating Agency, LLC) is seeking a Credit Analyst/Senior Analyst for our ABS - Consumer team in the New York or Chicago office. The ideal candidate should have a strong interest in ABS. Knowledge in auto loans, consumer loans, solar loans, home improvement loans, credit card receivables, small business loans preferred. An Analyst within the ABS Consumer group will be a part of the transaction rating team, working with other members of the team through all aspects of the rating process from collateral analysis to report publication.

Requirements

• B.A. / B.S. degree is required.
• A strong interest or up to 2 years’ experience for Analyst, and 2+ years for Senior Analyst in performing credit analysis in the ABS sector within a rating agency, buy-side, credit research, banking or similar role
• Strong oral and written communications skills
• Transaction analysis including originator/servicer evaluation, loan pool analysis, modeling and analysis of bond structure, and review of legal structure and documentation
• Strong Excel and Intex skills
• Ability to take initiative and work independently, as well as work closely with team members in a collaborative environment.

Nice To Haves

• Familiarity with Generative AI tools such as ChatGPT for research, data insights, and general productivity is a plus.

Responsibilities

• Perform transaction analysis including originator/servicer evaluation, loan pool analysis, modeling and analysis of bond structure, and review of legal structure and documentation
• Help to prepare credit submissions and present transactions to rating committee
• Write and prepare individual transaction reports for publication
• Attend and participate in issuer due diligence
• Perform ongoing surveillance on outstanding transactions: monitor performance, run cash flow analysis, create surveillance reports, present to surveillance committees and update ratings as appropriate
• Assist in the publication of market commentaries and industry-related topics
• Willingness to travel as needed

Benefits

• A hybrid work schedule (Tuesday, Wednesday, Thursday in the office)
• Competitive benefits and paid time off
• Paid family and disability leave
• 401(k) plan, including employer match (100% vested)
• Educational and professional development financial assistance
• Employee referral bonus program

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Number of Employees: 501-1,000 employees