ABF Cash Flow Modeling Analyst
About The Position
Barings is seeking a highly motivated individual to join its ABF (Asset-Backed Finance) team, with a dedicated focus on cash flow modeling and analytics. The individual will be responsible for building, maintaining, and overseeing cash‑flow and performance models for private consumer and commercial ABS transactions, while supporting ongoing portfolio surveillance and risk monitoring. The individual will support investment evaluation and structuring and work closely with investment professionals, risk partners, and internal stakeholders to build and maintain robust cash flow models, evaluate risk under various scenarios, and deliver clear, decision-ready analyses.
Requirements
- Bachelor’s degree in Finance, Economics, Engineering, Mathematics, or a related quantitative discipline.
- 3-5 years of buy-side experience in asset-backed finance, structured credit, or specialty finance is preferred.
- Strong Excel-based financial modeling skills with a disciplined and well-structured approach.
- Experience analyzing complex financial data and communicating results to senior stakeholders.
- Strong attention to detail, sound judgment, and ability to manage multiple priorities in a fast-paced environment.
- Experience with Intex (or similar platforms) and Bloomberg tools.
Nice To Haves
- Familiarity with consumer and/or commercial credit performance analytics is a plus.
- Programming or data skills (e.g., Python, SQL, R, VBA) are beneficial but not required.
Responsibilities
- Build, maintain, and enhance cash flow models for consumer and commercial asset finance transactions.
- Develop, document, and validate key modeling assumptions including prepayments, defaults, losses, recoveries, seasoning, and fees.
- Perform scenario, sensitivity, and stress analyses to assess structural resilience and expected returns.
- Support screening, underwriting, and approval of new investments through high-quality modeling outputs and exhibits.
- Analyze historical collateral performance data, stratifications, and vintage trends as part of diligence efforts.
- Prepare clear written summaries and exhibits for internal approval and investment committee processes.
- Refresh models for existing investments and monitor performance versus underwritten expectations.
- Identify emerging risks, assumption drift, and performance trends across the portfolio.
- Contribute to the standardization of modeling templates, documentation, and controls.
- Collaborate with cross-functional partners including risk, operations, finance, legal, and technology.
Benefits
- Medical (including Virtual Care), Prescription, Dental, and Vision Coverage
- Fitness Center Reimbursement Program (Including Online Memberships)
- Employee Assistance Program (EAP)
- Fertility Benefits
- Highly competitive 401(k) Plan with Company Match
- Health Savings Account (HSA) with Company Contributions
- Flexible Spending Accounts (FSA) - Health Care & Dependent Care
- Retirement Health Reimbursement Account
- Basic and Supplemental Life Insurance
- Spouse and Child Life Insurance
- Paid Vacation, Sick Days and Annual Holidays
- Paid Leave of Absences (Maternity Leave, Parental Leave, Caregiver Leave, Bereavement Time)
- Short and Long Term Disability Plans
- Paid Volunteer Time
- Education Assistance Program
- Charitable Matching Gifts Program
- Commuter Reimbursement Program
- Adoption and Surrogacy Reimbursement Program
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Number of Employees
501-1,000 employees
