30-Day Collections Representative

Hankey Group External•Las Vegas, NV

1d•Onsite

About The Position

As a Collections Representative, you’ll play an important role in helping customers get back on track with their accounts while supporting Westlake Financial’s success. You’ll use technology, communication, and problem-solving skills to assist customers who are 31+ days past due and help prevent loan losses through smart, compassionate collection efforts. Westlake Financial is the largest privately held auto finance company in the United States with demonstrated growth year over year. They continue to expand their teams and diversify their business model, cementing them as a leader in the automotive lending industry. Westlake continues to grow its market share within the Auto Industry with assets in excess of 22B. They have business relationships in all 50 states, including Puerto Rico. They are looking to acquire talented individuals as they expand their market share. Westlake Financial believes in PEOPLE with the PURPOSE and PASSION to assist their more than 22,000 dealer partners throughout North America.

Requirements

Strong communication and negotiation skills with a professional phone presence.
Flexible schedule — open to working overtime and weekends when needed.
Able to multitask and stay organized in a fast-paced environment.
Understanding of collection laws, including the Fair Debt Collection Practices Act (FDCPA).
Proficient with computers — comfortable with data entry, web-based applications, and Microsoft Excel & Outlook.
Excellent telephone etiquette and ability to connect with customers respectfully.
Team player with a positive attitude and dependable work ethic.
At least one year of consumer collections experience in a high call-volume, auto-dialer environment.
High school diploma or equivalent required.

Nice To Haves

Knowledge of collections and repossession processes — auto collection experience preferred.

Responsibilities

Handle inbound and outbound calls — providing friendly, professional support and following company policies and procedures.
Reach out to customers to set up payments or create plans to resolve past-due accounts.
Negotiate fair payment solutions while meeting performance and productivity goals.
Keep detailed and accurate notes on all customer interactions and account actions.
Listen actively and communicate clearly with customers, teammates, and management to resolve concerns and ensure a positive experience.
Use skip-tracing tools to locate customers or collateral when needed.
Review accounts for repossession when necessary, following company guidelines and mitigating factors.
Work toward department goals by helping reduce delinquency rates and maintaining quality and compliance standards.
Manage a high volume of calls in a fast-paced, supportive team environment.
Protect confidential information related to customers, accounts, and company operations.

Benefits

Base Pay: $17.00 per hour plus bonus potential of up to $3,000 monthly based on individual and team performance.
Tiered Retention Bonus: Receive $500 upon completion of 3 months from the start date. An additional $500 upon completion of 6 months from the start date.
Incentive: If the department exceeds its goal, eligible agents in the bonus range will receive a "kicker" ranging from $100.00 to $750.00, based on goal achievement. All agent incentive opportunities may vary monthly, and are not guaranteed, and are subject to change.
Medical, Dental, and Vision benefits
Life Insurance and Long-term disability plans
Flexible Spending Account
401K matching
Employee Stock Ownership Program in a $18.2 Billion Company, plus company matching
Wellness Programs
Metro Tap Card and Metro-link Reimbursement (for Los Angeles, CA employees only)
Career Path Opportunities
Discounts on Parks, Museums, Movie Tickets, and Attractions
Annual Flu Shot
Paid Vacations Days
Paid Sick days
Paid holidays
HGym (available in our Los Angeles, CA & Dallas,TX office)
Rental Car Discounts, Dell Member Purchase Program
UKG Wallet