2nd VP/Fraud Manager

Kearny Bank • Fairfield, CA

79d • $125,000 - $165,000

About The Position

Lead and expand the Bank's initiatives to detect, investigate and prevent fraudulent activity. Focus on building scalable fraud detection capabilities, enhancing controls and refining the investigations process to protect the Bank and its clients from financial loss. Continually drive strategic improvements to fraud systems, policies and analytics, ensuring readiness for increased transaction volumes and digital engagement. Oversee client communications during fraud incidents and collaborates closely with internal teams and external partners to align fraud strategies with regulatory expectations and business goals.

Requirements

• High school diploma or equivalent required; bachelor's degree in related field strongly preferred.
• Minimum 7 years of relevant banking fraud investigations experience required.
• Strong analytical and investigative skills.
• MS Office proficiency required.
• Verafin and Fiserv core systems experience preferred.
• Excellent written and verbal communication skills.

Responsibilities

• Oversee transaction monitoring to detect unusual patterns across consumer and business accounts, debit cards, online banking, and mobile banking platforms, initiating investigations as needed.
• Evaluate fraud risks across products, services, and channels, and implement controls to reduce exposure to financial loss.
• Design and maintain fraud prevention policies, procedures, and response strategies aligned with regulatory requirements and industry best practices.
• Manage outreach to affected clients during fraud investigations, ensuring timely communication, clear guidance, and resolution of claims with minimal disruption to the client experience.
• Lead fraud awareness initiatives for frontline staff and clients, promoting vigilance and proactive fraud prevention behaviors.
• Oversee the preparation of Suspicious Activity Reports ('SARs') related to fraud incidents in compliance with applicable laws and guidelines.
• Work closely with compliance, legal, operations, security, and law enforcement agencies, and prepare detailed reports for senior management, the Bank's Board of Directors, and regulators.
• Leverage fraud detection systems and data analytics tools to enhance monitoring capabilities and stay ahead of emerging fraud trends.
• Build a team of Fraud Analysts.

What This Job Offers

• Job Type: Full-time
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree