2026 Summer Intern - U&PM Mid-Corp (Conshohocken, PA or Chicago, IL)

Citizens Financial Group • West Conshohocken, PA

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About The Position

The Commercial Summer Internship Program is designed to give interns a look at Citizens Bank's culture and exposure into one of the many commercial banking business lines through project-based assignments, learning curriculum, networking, volunteer opportunities and formal mentorship. Responsibilities will vary based on the group you're assigned to and will leverage your unique skills and abilities. At the conclusion of the program, high performers will get early consideration into the Commercial Banker Development Program (CBDP), a 1-year rotational training and development program and start to your career in Commercial Banking. Underwriting and Portfolio Management (U&PM) focuses on underwriting credit requests for new and existing clients and managing the bank's portfolio through the life of the relationship. The Midwest U&PM Team interfaces with coverage banking efforts primarily in Illinois, Michigan, and Ohio, in addition to contiguous states. The team supports coverage banking groups primarily in MidCorp, as that is the predominance of the book, but is also exposed to Middle Market situations. Accordingly, PM's have the opportunity to underwrite for a very diversified portfolio. Candidates will be exposed and have an opportunity to work on a variety of relationships during an internship with Midwest PM.

Requirements

• Current students enrolled in an undergraduate bachelor's program, graduating between Winter 2026 - Spring 2027 OR current students enrolled in a graduate program, graduating between Winter 2026 - Spring 2027.
• Minimum GPA of 3.2; Preferred cumulative GPA of 3.5.
• Relevant work experience, leadership experience or coursework in Finance, Accounting or Economics is preferred but all majors will be considered.
• Strong analytical skills and software skills: MS Office (Word, Excel, PowerPoint) proficiency is required.
• Candidates must currently be a U.S. Resident to be eligible for this program.

Responsibilities

• Monitor for the receipt and accuracy of client reporting including financial statements, covenant compliance certificates, and collateral requirements.
• Assist in credit analysis, preparation of deal screening memos, new credit approval requests, loan closings, and annual reviews of existing client relationships.
• Perform market analysis and assist in the development of commercial client prospect lists as needed.
• Participate in Team Meetings, Capital Markets calls and broader Commercial Banking calls.
• Participate in client meetings or conference calls.
• Network within the commercial bank and ask questions about specific roles.
• Complete other tasks and special projects as required.

Benefits

• Competitive pay
• Comprehensive medical, dental and vision coverage
• Retirement benefits
• Maternity/paternity leave
• Flexible work arrangements
• Education reimbursement
• Wellness programs
• Paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States.

What This Job Offers

• Career Level: Intern
• Industry: Management of Companies and Enterprises
• Education Level: Bachelor's degree
• Number of Employees: 5,001-10,000 employees