2026 Commercial Real Estate Intern

US Bank • Charlotte, NC

5d • $20 - $26 • Hybrid

About The Position

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One. Job Description Our Commercial Real Estate team Our credit analysts are in seven regional underwriting offices supporting approximately 30 origination offices throughout the country. U.S. Bank's Commercial Real Estate platform is one of the largest in the United States. We deliver a comprehensive set of financing solutions to institutional, public, and private commercial real estate investors, including lines of credit (working capital, subscription, repurchase) and project debt (construction, bridge, term) to acquire, construct or rehab property types including multifamily, industrial, office, retail and more. What you'll do Our 10-week paid internship will provide you with the foundation on how to conduct analysis of financial statements, assessment of credit requests, and delivery of recommendations tied to analysis and assessment of credit risk. You will receive accelerated learning and skill development through a mix of on-the-job training, mentorship, a community of peers and advisors, and a pathway to our full-time Credit Analyst Development Program upon graduation. As a CRE Intern, you'll: Get hands-on experience working on projects that impact the business such as: Underwrite, structure and present a new loan opportunity as part of the intern Capstone project. Assist in completing quarterly trending reports (QTR) and annual reviews of existing clients. Support senior credit analysts in underwriting new business opportunities, financial spreading, risk rating loans, and calculating various financial metrics. Measuring, monitoring, and testing a wide variety of financial covenants as specified within credit approval documents. Reading and interpreting relevant credit approval requirements to accurately input monitoring requirements and covenants into a standard compliance monitoring system. Analyzing financial statement results and preparing reports to communicate financial performance and trends with Portfolio Managers, Relationship Managers, and/or Credit Administration. Interacting with clients as appropriate; attending meetings with companies in the supported portfolio. Develop technical and business acumen through training, mentorship, and exposure to senior executives. Build a supportive community of peers through a variety of cohort strengthening activities such as social events, volunteer days, and development workshops. Who we're looking for We're looking for talent with demonstrated leadership capabilities, strong work ethic and intellectual curiosity. Location: Charlotte

Requirements

• Pursuing a bachelor's degree with a target graduation date of December 2026 or May 2027
• Basic understanding of Financial/Accounting terms, concepts, and applications
• Ability to start internship program on June 1, 2026
• Ability to work in office 3+ days/week

Nice To Haves

• GPA of 3.0 or above
• Strong written and verbal communication skills
• Well-developed analytical skills
• Acute attention to detail
• Ability to work well under pressure and time constraints
• Ability to work equally well in a team environment and independently, exhibiting initiative, ownership, and flexibility
• Ability to work well under pressure and time constraints
• Effective oral and written communication skills
• Proficient in Word, Excel, and PowerPoint

Responsibilities

• Underwrite, structure and present a new loan opportunity as part of the intern Capstone project.
• Assist in completing quarterly trending reports (QTR) and annual reviews of existing clients.
• Support senior credit analysts in underwriting new business opportunities, financial spreading, risk rating loans, and calculating various financial metrics.
• Measuring, monitoring, and testing a wide variety of financial covenants as specified within credit approval documents.
• Reading and interpreting relevant credit approval requirements to accurately input monitoring requirements and covenants into a standard compliance monitoring system.
• Analyzing financial statement results and preparing reports to communicate financial performance and trends with Portfolio Managers, Relationship Managers, and/or Credit Administration.
• Interacting with clients as appropriate; attending meetings with companies in the supported portfolio.
• Develop technical and business acumen through training, mentorship, and exposure to senior executives.
• Build a supportive community of peers through a variety of cohort strengthening activities such as social events, volunteer days, and development workshops.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

What This Job Offers

• Career Level: Intern
• Number of Employees: 5,001-10,000 employees