2026 Commercial Banking Development Program - Credit Analyst - Los Angeles, CA - Corporate Finance

Western Alliance Bank•Los Angeles, CA

1d•$33

About The Position

As a Credit Analyst you'll be primarily responsible to analyze, manage and maintain financial information on present and prospective customers, and develop credit studies for Senior Officers. This role is to be a part of the fast growing Specialty team that group manages $8B+ spread across Structured Products, Mergers & Acquisitions, Leverage Buy-Outs & Equipment finance. Team members focus on new deal evaluation, underwriting and portfolio management. Core skill sets to be successful: financial modeling, accounting and desire to apply analytical framework to investment opportunities. Responsible for supporting the Portfolio Managers in analyzing credit and collateral information to determine risk involved in lending money to customers. Collecting, organizing, analyzing company financials to ensure Bank compliance, and updates the Bank’s systems accordingly. Work directly with clients to resolve compliance issues and operational inquiries. Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and quantitative research. Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents. Produce loan packages for new and restructured loans. Facilitate reporting and requests on behalf of the Bank with third parties, e.g. field auditors, appraisers, etc. Monitor loan disbursements to ensure compliance with Bank regulations.

Requirements

Completion of an Accounting course.
Bachelor's degree or equivalent experience required.
GPA of 3.0 or higher is required.
Strong analytical, conceptual, communication, leadership, and organizational skills.
An interest in working in Commercial Banking.
Ability to self-motivate and work productively without supervision.
Entry level speaking and writing communications skills.

Responsibilities

Analyze, manage and maintain financial information on present and prospective customers
Develop credit studies for Senior Officers
New deal evaluation
Underwriting and portfolio management
Supporting the Portfolio Managers in analyzing credit and collateral information
Collecting, organizing, analyzing company financials to ensure Bank compliance
Work directly with clients to resolve compliance issues and operational inquiries
Review client financials and perform sensitivity analysis to evaluate credit risk
Prepare in-depth reports providing plans of action based on qualitative and quantitative research
Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents
Produce loan packages for new and restructured loans
Facilitate reporting and requests on behalf of the Bank with third parties, e.g. field auditors, appraisers, etc.
Monitor loan disbursements to ensure compliance with Bank regulations