Underwriter I - Delegated

AmeriHome Mortgage • Dallas, TX

369d • $33 - $41

About The Position

AmeriHome Mortgage is seeking a Mortgage Underwriter I who will perform a limited review of Conventional (Conforming, Conforming-High Balance and Non-Conforming Jumbo) and Government (FHA, VA, and USDA) loans for specific issues such as appraisal, property flip, insurability, DTI, etc. Additionally, Mortgage Underwriter I will be responsible for reviewing and clearing underwriting conditions on Conventional and Government loans in compliance with current guidelines and overlays.

Requirements

• 3+ years mortgage industry experience, with 2 years recent underwriting or substantial processing/loan review experience
• High Diploma or GED equivalent
• Ability to communicate effectively and professionally
• Basic proficiency in Microsoft Office products (Excel, Word, etc.)
• Loan quality and risk management knowledge
• Knowledge of FNMA, FHLMC, FHA, VA, and USDA guidelines
• Excellent written and verbal communication skills
• Good customer/client service skills
• Strong prioritization and time management skills

Responsibilities

• Manage individual pipeline on a daily basis by completing sufficient Underwriting Reviews, appraisal reviews, flip reviews, and Condition Reviews, within defined turn times
• Identify any document deficiencies, add applicable conditions, and request additional information and/or documentation from Clients as needed
• Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans per established process
• Assist other Department personnel in interpreting underwriting guidelines and updating underwriting status and conditions to Correspondent Clients
• Perform independent research of guidelines and overlays while reviewing loans
• Other duties as assigned

Benefits

• Competitive salaries
• Ownership stake in the company
• Medical and dental insurance
• Time off
• Great 401k matching program
• Tuition assistance program
• Employee volunteer program
• Wellness program

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Credit Intermediation and Related Activities
• Education Level: High school or GED
• Number of Employees: 1,001-5,000 employees