Underwriter - Commercial Lines - Folsom, CA

United States Liability Insurance Group • Folsom, CA

262d • $70,000 - $125,000

About The Position

At USLI, we're not just about insurance-we are committed to making a difference, both internally and externally. Our community is built upon five values: Caring, Attitude, Respect, Empathy and Energy. Our commitment to these values leads us to make better decisions and furthers our true sense of community. By joining our team, you'll be part of a vibrant organization that values innovation, collaboration, and growth. Here, you'll have the opportunity to shape the future of underwriting and make a meaningful impact. As an Underwriter, you'll be at the heart of our operations, driving success by evaluating submissions, handling customer requests, and building strong relationships. You'll work in a dynamic environment where creativity and strategic thinking are highly valued. Join us to be part of a team that's respected for delivering exceptional service and innovative solutions.

Requirements

• 3+ years of underwriting experience in Commercial Property & Casualty, Personal, or Management & Professional Liability lines.
• Insurance-related course work (CPCU, RPLU, etc.) is a plus.
• 5+ years in other insurance roles (e.g., sales, claims, agent/broker), financial services (e.g., banking, mortgage, consulting), or legal services (e.g., attorney, paralegal).
• Willingness to travel as needed to maintain effective customer interactions.

Responsibilities

• Evaluate and Underwrite: Assess and manage submissions with precision, adhering to our guidelines and delegated authority.
• Customer Engagement: Address quotes, re-quotes, and endorsements with a customer-first mindset, ensuring top-tier service.
• Relationship Building: Cultivate and maintain strong relationships with customers, addressing their needs and driving business growth.
• Collaborative Approach: Partner with teams across Underwriting as well as Business Development, Claims, IT, and more, contributing to a unified and effective operation.
• Innovative Contribution: Stay ahead of the curve by researching market trends, analyzing competitive information, and supporting product development.
• Mentorship: Guide and support new underwriters, sharing your expertise and fostering a collaborative environment.
• Continuous Learning: Engage in ongoing professional development, including completion of required underwriting classes, exams, designations, and training within 24 months of hire.

Benefits

• Comprehensive Medical Coverage: 100% of monthly medical premiums covered by USLI, with no waiting periods.
• Profit Sharing Plan: Up to 15% of annual compensation, vested over five years at 20% per year.
• Personal, Professional and Wellness Resources: Access to over 450 free personal, professional and wellness development courses through USLI University plus an onsite fitness facility.
• Complimentary Meals: Enjoy free lunch while working at any USLI location.
• Collaborative Work Environment: Enjoy an energetic and creative environment that comes from working together onsite.
• Outreach Opportunities: Participate in national and international relief initiatives, mentoring and reading programs, and blood and clothing drives, as well as other philanthropic initiatives.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Insurance Carriers and Related Activities
• Number of Employees: 501-1,000 employees