SENIOR APPRAISAL REVIEWER

Stock Yards Bank & Trust • Lexington, KY

313d

About The Position

The Senior Appraisal Reviewer is responsible for evaluating commercial real estate appraisals to ensure accuracy, compliance with regulatory standards, and alignment with bank policies. This role involves reviewing valuation reports, analyzing real estate trends, internal appraisal metrics, and providing risk assessments for commercial loan decisions. The ideal candidate has extensive experience in commercial real estate valuation, appraisal review, and regulatory compliance within the banking or financial services industry.

Requirements

• Bachelor's degree in Real Estate, Finance, Business, or a related field
• MAI designation for the Appraisal Institute preferred
• Minimum of 5-7 years of experience in commercial real estate appraisal, review, or valuation (within a banking or financial institution preferred)
• Strong knowledge of USPAP, FIRREA, and commercial real estate valuation techniques
• Excellent analytical skills with the ability to assess complex financial and market data
• Strong attention to detail, problem-solving abilities, and risk assessment expertise
• Effective communication and report-writing skills to present findings to stakeholders
• Proficiency in appraisal review software, Microsoft Office Suite, and financial modeling tools
• Efficiently manage time in order to meet demands of a fast-paced environment and deadlines
• Work well under pressure of multiple tasks and adjust to varied workload
• Certified General Appraiser strongly preferred

Responsibilities

• Engage and manage relationships with external appraisers, ensuring adherence to bank requirements and regulatory guidelines
• Conduct and prepare thorough review reports of commercial real estate appraisals to ensure accuracy, reasonableness, and compliance with USPAP (Uniform Standards of Professional Appraisal Practice), FIRREA (Financial Institutions Reform, Recovery, and Enforcement Act), and bank policies
• Assess the credibility of valuation methodologies, market assumptions, and comparable property selections
• Identify inconsistencies, deficiencies, or biases in appraisal reports and provide recommendations for corrections or reconsideration
• Collaborate with commercial lenders, credit officers, and risk management teams to support sound lending decisions
• Monitor commercial real estate market trends, property value fluctuations, and economic conditions affecting valuations
• Prepare appraisal department internal metrics reporting
• Participate in audits, regulatory examinations, and internal policy development related to commercial real estate valuations
• Work with Loan Officers on appraisal requirements for regulatory and internal bank guidelines as requested
• Train bankers and staff on appraisal policy and procedures, valuation methodology, evaluations, risk factors, and appraisal review
• Prepare and update the bank on market statistics and guidance
• Develop workflows within Appraisal ordering software to streamline processes and create efficiencies

Benefits

• 401(k) with a company match of up to 6%
• ESOP employer match
• Medical insurance
• Dental insurance
• Vision insurance
• Cancer / Disease insurance
• Accident insurance
• Flexible Spending Accounts
• Health Savings Accounts
• Bank paid Life / AD& D insurance
• Voluntary Life / AD&D insurance
• Bank paid Short-Term and Long-Term Disability insurance
• Employee Stock Purchase Plan
• Employee Assistance Program

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree