Head of Credit

Aven • South Bay Area / Campbell, CA

299d

About The Position

We are seeking a highly experienced, creative, and analytically rigorous individual to fill a Credit leadership role within Aven. The role will hold primary responsibility for effectiveness of predictive modeling and minimizing credit losses for our products. The ideal candidate will possess a strong background in credit management, risk analysis, and strategic decision-making, along with exceptional prior success in past roles.

Requirements

• 10+ years of experience in consumer credit modeling or risk management within a major bank or fast growing Neo-bank / Fintech
• Previously taken on this responsibility and have demonstrated and established your ability to shape the direction of credit trends in your portfolio
• Proficient at SQL and experienced in Python
• Deep understanding & experience in statistics, experiment design, and machine learning techniques
• Master's degree or Ph.D. in Computer Science, Mathematics, or EE/ECE from a top tier institution

Responsibilities

• Proficient in credit modeling
• Considered as a go-to-expert for deep insights as well as the first person to be signed up to solve new credit problems for their company
• Prolific at switching contexts and operating across the entire stack of work - from loan-level decisions to shipping credit models to engaging soundly with regulators and capital partners
• Built and deployed credit risk models to production environments
• Thrive in engaging with engineers, data architects, and DevOps colleagues
• Shipped models with step-change improvements in AUC/ROC/KS

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Industry: Real Estate
• Education Level: Master's degree
• Number of Employees: 11-50 employees