4 Risk Analyst CV Examples [+ Template]

Risk Analysts are the guardians of financial stability, meticulously assessing potential threats and devising strategies to mitigate them. In the same vein, a well-structured CV should reflect this careful scrutiny, showcasing your ability to identify, evaluate, and manage risks effectively. Dive into our Risk Analyst CV examples to create a document that highlights your expertise in risk assessment and your strategic approach to safeguarding business interests.

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CV Writing for Risk Analysts

As a Risk Analyst, your CV should be a compelling showcase of your ability to identify, evaluate, and mitigate potential risks. It should highlight your analytical prowess, strategic thinking, and your ability to make informed decisions under pressure. An effective CV will demonstrate your expertise in risk management tools and methodologies, as well as your ability to communicate complex risk assessments to stakeholders.

Whether you're targeting roles in financial services, insurance, or corporate risk management, these guidelines will help you craft a CV that captures the attention of hiring managers.

  • Highlight Your Risk Management Credentials: Mention key qualifications such as FRM, PRM, or CRM. If you have a specialization in a specific area of risk management, like credit risk or operational risk, make sure to highlight this early in your CV.
  • Quantify Your Impact: Use specific metrics to illustrate your achievements, such as "Identified and mitigated risks that resulted in a 20% reduction in operational losses" or "Improved risk assessment accuracy by 30%".
  • Customize Your CV to the Role: Align your CV content with the job's requirements, focusing on relevant experiences like risk modeling, data analysis, or regulatory compliance, depending on the job's focus.
  • Detail Your Proficiency in Risk Management Tools: List your proficiency in risk management software like Riskalyze, Palisade, or Protecht, and any experience with data analysis tools or ERP systems. These are crucial for most risk analyst roles.
  • Showcase Your Communication and Decision-Making Skills: Provide examples of how you've effectively communicated risk assessments to stakeholders, or made critical decisions under pressure. These soft skills are highly valued in risk analyst roles.
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    Risk Analyst CV Example

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    James Hernandez
    Florida
    (497) 636-8800
    james@hernandez.com
    linkedin.com/in/james-hernandez
    Distinguished Risk Analyst with extensive experience in implementing robust risk management frameworks, leading to a 30% reduction in operational risks and a 20% decrease in financial risks. Proven expertise in risk identification, mitigation, and training, resulting in a 15% improvement in risk management and a 25% increase in risk awareness. With a track record of conducting detailed risk assessments that saved companies significant potential losses, I am eager to leverage my skills to contribute to the risk management excellence of my next team.
    CAREER Experience
    Risk Analyst01/2024 – Present
    ConsoliCorp Holdings
  • Directed the implementation of a new risk management framework, resulting in a 30% reduction in operational risks and a 20% decrease in financial risks.
  • Managed a team of 4 risk analysts, achieving a 15% improvement in risk identification and mitigation through the introduction of advanced risk modeling techniques.
  • Developed and executed a comprehensive risk training program for all employees, leading to a 25% increase in risk awareness and a 10% decrease in risk-related incidents.
  • Risk Management Specialist 03/2023 – 12/2023
    ImmuGen Biotechnology
  • Conducted detailed risk assessments for major projects, identifying potential risks and implementing mitigation strategies that saved the company an average of $100,000 per project.
  • Collaborated with the IT department to develop a custom risk dashboard, providing real-time risk metrics that supported strategic decision-making.
  • Streamlined the risk reporting process, reducing errors by 20% and improving stakeholder confidence in risk data.
  • Risk Associate 11/2021 – 03/2023
    Nova Nexus Networking
  • Performed regular risk audits, uncovering discrepancies that saved the company an average of $50,000 in potential losses.
  • Implemented a new risk analysis system that improved risk data processing time by 40%, enhancing the accuracy and accessibility of risk reporting across departments.
  • Played a key role in the development of the company's risk policy, leading to a 15% decrease in overall risk exposure.
  • SKILLS
  • Risk Management Framework Implementation
  • Team Leadership and Management
  • Risk Training Program Development
  • Detailed Risk Assessment
  • Collaboration and Cross-Functional Communication
  • Risk Reporting and Data Analysis
  • Risk Audit and Discrepancy Identification
  • Risk Analysis System Implementation
  • Risk Policy Development
  • Strategic Decision-Making Support
  • EDUCATION
    Bachelor of Science in Risk Management and Insurance
    St. John's University, Peter J. Tobin College of Business
    Queens, NY
    2016-2020
    CERTIFICATIONS
    Financial Risk Manager (FRM)
    04/2024
    Global Association of Risk Professionals (GARP)
    Professional Risk Manager (PRM)
    04/2023
    Professional Risk Managers' International Association (PRMIA)
    Certified in Risk and Information Systems Control (CRISC)
    04/2022
    Information Systems Audit and Control Association (ISACA)

    Credit Risk Analyst CV Example

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    Caleb Hartley
    Florida
    (726) 391-8475
    caleb@hartley.com
    linkedin.com/in/caleb-hartley
    Dedicated Credit Risk Analyst with a proven track record of enhancing credit risk assessment accuracy by 30%, reducing company's overall credit risk by 20%, and decreasing default rates by 10%. My expertise in implementing robust risk models, managing high-risk portfolios, and developing comprehensive risk policies has significantly improved compliance and reduced credit losses. Eager to leverage my analytical skills and strategic risk mitigation tactics to contribute to the financial stability and growth of my next organization.
    CAREER Experience
    Credit Risk Analyst01/2024 – Present
    Global Systems
  • Implemented a robust credit risk model that improved the accuracy of credit risk assessment by 30%, leading to a significant reduction in bad debt exposure.
  • Managed a portfolio of high-risk clients, successfully reducing the company's overall credit risk by 20% through strategic risk mitigation tactics.
  • Developed and executed a comprehensive training program for junior analysts, enhancing their understanding of credit risk analysis and improving team productivity by 15%.
  • Credit Risk Associate 03/2023 – 12/2023
    Meridian Wealth Services
  • Conducted detailed credit risk assessments for over 500 corporate clients, identifying potential risks and recommending appropriate credit limits, which resulted in a 10% decrease in default rates.
  • Collaborated with cross-functional teams to develop a comprehensive credit risk policy, leading to a 25% improvement in compliance with regulatory standards.
  • Utilized advanced statistical analysis to predict future credit trends, providing valuable insights that informed the company's strategic planning and risk management decisions.
  • Credit Risk Analyst Intern 11/2021 – 03/2023
    Zenith Wealth Services
  • Performed in-depth financial analysis on potential clients, identifying key risk factors and contributing to a 15% reduction in credit losses.
  • Assisted in the development of a credit scoring system, improving the efficiency of the credit approval process by 20%.
  • Provided detailed credit risk reports to senior management, aiding in the decision-making process and contributing to the company's overall risk management strategy.
  • SKILLS
  • Credit Risk Assessment
  • Financial Analysis
  • Statistical Analysis
  • Strategic Risk Mitigation
  • Credit Scoring System Development
  • Portfolio Management
  • Regulatory Compliance
  • Training and Development
  • Cross-functional Collaboration
  • Report Writing and Presentation
  • EDUCATION
    Bachelor of Science in Finance
    University of Richmond
    Richmond, VA
    2016-2020
    CERTIFICATIONS
    Financial Risk Manager (FRM)
    04/2024
    Global Association of Risk Professionals (GARP)
    Professional Risk Manager (PRM)
    04/2023
    Professional Risk Managers' International Association (PRMIA)
    Certified Credit Professional (CCP)
    04/2022
    Credit Institute of Canada (CIC)

    Entry Level Risk Analyst CV Example

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    Carter Langston
    Florida
    (678) 394-5271
    carter@langston.com
    linkedin.com/in/carter-langston
    Diligent Entry Level Risk Analyst with a proven ability to enhance risk prediction accuracy and mitigate potential threats. I've successfully implemented risk assessment models that improved predictions by 30% and contributed to a 20% reduction in operational disruptions. With a track record of improving risk management efficiency and stakeholder confidence, I am eager to leverage my skills to help my next team navigate potential risks effectively.
    CAREER Experience
    Entry Level Risk Analyst01/2024 – Present
    Delta Partners
  • Implemented a new risk assessment model that improved the accuracy of risk predictions by 30%, leading to more effective risk mitigation strategies.
  • Collaborated with cross-functional teams to identify and address potential risks, resulting in a 20% reduction in operational disruptions due to unforeseen risks.
  • Conducted comprehensive risk analyses on various business initiatives, providing key insights that influenced strategic decision-making and reduced potential financial losses by 15%.
  • Risk Management Intern 03/2023 – 12/2023
    Nexus Financial Group
  • Assisted in the development of a risk management framework that standardized risk identification and assessment processes across the organization, improving efficiency by 25%.
  • Participated in the execution of risk mitigation plans, contributing to a 10% decrease in risk-related incidents.
  • Conducted regular risk reporting to stakeholders, enhancing transparency and understanding of the company's risk profile and contributing to improved stakeholder confidence.
  • Risk Management Associate 11/2021 – 03/2023
    Summit Wealth Group
  • Supported the risk management team in conducting risk assessments, identifying potential threats and vulnerabilities that led to a 15% improvement in risk mitigation.
  • Assisted in the development and implementation of risk management policies and procedures, contributing to improved compliance and a 20% reduction in risk-related incidents.
  • Participated in risk management training sessions, enhancing understanding of risk management principles and practices among staff and contributing to a more risk-aware organizational culture.
  • SKILLS
  • Risk Assessment
  • Risk Mitigation Strategies
  • Cross-functional Collaboration
  • Strategic Decision Making
  • Risk Management Framework Development
  • Risk Reporting
  • Threat and Vulnerability Identification
  • Policy and Procedure Development
  • Risk Management Training
  • Organizational Risk Awareness
  • EDUCATION
    Bachelor of Science in Risk Management and Insurance
    St. John's University, Peter J. Tobin College of Business
    Queens, NY
    2020-2024
    CERTIFICATIONS
    Financial Risk Manager (FRM)
    04/2024
    Global Association of Risk Professionals (GARP)
    Professional Risk Manager (PRM)
    04/2023
    Professional Risk Managers' International Association (PRMIA)
    Certified in Risk and Information Systems Control (CRISC)
    04/2022
    Information Systems Audit and Control Association (ISACA)

    Financial Risk Analyst CV Example

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    Cedric Hawthorne
    Florida
    (415) 238-9467
    cedric@hawthorne.com
    linkedin.com/in/cedric-hawthorne
    Highly skilled Financial Risk Analyst with a proven track record in implementing effective risk management systems, leading to a 30% reduction in risk exposure and a 20% increase in operational efficiency. With a history of managing successful teams and developing advanced risk models, I have consistently improved risk identification and mitigation by 15%. My expertise in conducting comprehensive risk assessments and developing strategic mitigation plans has saved companies an average of $100,000 per project, demonstrating my commitment to financial stability and growth.
    CAREER Experience
    Financial Risk Analyst01/2024 – Present
    Quantum Analytics Solutions
  • Directed the implementation of a new risk management system, resulting in a 30% reduction in risk exposure and a 20% increase in operational efficiency.
  • Managed a team of 7 risk analysts, achieving a 15% improvement in risk identification and mitigation through the development of advanced risk models.
  • Conducted comprehensive risk assessments for major projects, identifying potential financial risks and implementing mitigation strategies that saved the company an average of $100,000 per project.
  • Risk Management Specialist 03/2023 – 12/2023
    Heritage Wealth Management
  • Developed and maintained a risk register, leading to a 25% improvement in risk tracking and management across the organization.
  • Implemented a risk-based internal audit program that identified significant compliance risks, safeguarding the company against potential financial penalties.
  • Collaborated with cross-functional teams to develop risk mitigation strategies, resulting in a 20% reduction in financial losses due to risk events.
  • Risk Analyst 11/2021 – 03/2023
    Paramount Capital Advisors
  • Performed detailed financial risk analyses, uncovering potential risks that saved the company an average of $50,000 per year in potential losses.
  • Enhanced the risk reporting system, reducing errors by 15% and improving stakeholder confidence in risk management data.
  • Worked closely with the IT department to develop a custom risk dashboard, providing real-time risk metrics that supported strategic decision-making.
  • SKILLS
  • Risk Management System Implementation
  • Team Leadership and Development
  • Comprehensive Risk Assessment
  • Risk Register Development and Maintenance
  • Risk-Based Internal Audit Implementation
  • Cross-Functional Collaboration
  • Detailed Financial Risk Analysis
  • Risk Reporting System Enhancement
  • Custom Risk Dashboard Development
  • Strategic Decision-Making Support
  • EDUCATION
    Bachelor of Science in Finance and Risk Management
    Creighton University
    Omaha, NE
    2016-2020
    CERTIFICATIONS
    Financial Risk Manager (FRM)
    04/2024
    Global Association of Risk Professionals (GARP)
    Chartered Financial Analyst (CFA)
    04/2023
    CFA Institute
    Professional Risk Manager (PRM)
    04/2022
    Professional Risk Managers' International Association (PRMIA)

    CV Structure & Format for Risk Analysts

    Crafting a Risk Analyst's CV requires a strategic approach to structure and formatting. This is not just to highlight the key information employers find most relevant, but also to reflect the analytical and risk management skills inherent to the profession. A well-structured CV arranges and highlights the most critical career details, ensuring your accomplishments in risk analysis are displayed prominently.

    By focusing on essential sections and presenting your information effectively, you can significantly impact your chances of securing an interview. Let's explore how to organize your CV to best showcase your risk analysis career.

    Essential CV Sections for Risk Analysts

    Every Risk Analyst's CV should include these core sections to provide a clear, comprehensive snapshot of their professional journey and capabilities:

    1. Personal Statement: A concise summary that captures your qualifications, risk analysis expertise, and career goals.

    2. Career Experience: Detail your professional history in risk analysis, emphasizing responsibilities and achievements in each role.

    3. Education: List your academic background, focusing on risk analysis-related degrees and other relevant education.

    4. Certifications: Highlight important risk analysis certifications such as FRM, PRM, or CERA that enhance your credibility.

    5. Skills: Showcase specific risk analysis skills, including software proficiencies (e.g., Excel, SAS) and other technical abilities.

    Optional Sections

    To further tailor your CV and distinguish yourself, consider adding these optional sections, which can offer more insight into your professional persona:

    1. Professional Affiliations: Membership in risk analysis bodies like the GARP or PRMIA can underline your commitment to the field.

    2. Projects: Highlight significant risk analysis projects or risk assessments you've led or contributed to, showcasing specific expertise or achievements.

    3. Awards and Honors: Any recognition received for your work in risk analysis can demonstrate excellence and dedication.

    4. Continuing Education: Courses or seminars that keep you at the forefront of risk analysis standards and technology.

    Getting Your CV Structure Right

    For Risk Analysts, an effectively structured CV is a testament to the analytical and risk management skills inherent in the profession. Keep these tips in mind to refine your CV’s structure:

  • Logical Flow: Begin with a compelling personal statement, then proceed to your professional experience, ensuring a logical progression through the sections of your CV.
  • Highlight Key Achievements Early: Make significant accomplishments stand out by placing them prominently within each section, especially in your career experience.
  • Use Reverse Chronological Order: List your roles starting with the most recent to immediately show employers your current level of responsibility and expertise.
  • Keep It Professional and Precise: Opt for a straightforward, professional layout and concise language that reflects the precision risk analysis demands.
  • Formatting Your Risk Analyst CV for Success

    The format of your CV can significantly influence a hiring manager's perception of your suitability for a Risk Analyst role. A well-structured CV not only ensures that your skills and experiences are easily accessible, but also reflects your ability to manage risk effectively and present information in a clear, concise manner.

    Strategic formatting can highlight your ability to analyze and mitigate potential risks, thereby enhancing your appeal to potential employers.

    Formatting Keys to Success

    Clarity and Conciseness

    A Risk Analyst's CV should reflect the clarity and conciseness inherent to the role. Use a clean, straightforward format with consistent margins and font use. This approach to your CV's layout underscores your ability to present complex risk assessments in a clear and concise manner.

    Highlighting Analytical Skills

    Given the analytical nature of risk analysis, ensure your CV format emphasizes these skills. Use bullet points under each role to draw attention to specific achievements, such as "Identified and mitigated potential risks, reducing company losses by 40%" or "Implemented risk management strategies, improving company's risk profile."

    Optimal CV Length

    For Risk Analysts, a balance between brevity and comprehensive detail is key. Aim to encapsulate your career within 1-2 pages, emphasizing the experiences, certifications, and skills most relevant to the risk analyst position you seek. This focus helps to maintain the recruiter's interest and demonstrates your ability to prioritize and present information effectively.

    Personal Statements for Risk Analysts

    The personal statement in a Risk Analyst's CV is a crucial component that sets the tone for the rest of the document. It is an opportunity to highlight your unique skills, professional qualities, and career aspirations in risk management. This section should succinctly convey your career objectives, key competencies, and the distinctive value you can bring to potential employers. Let's examine the differences between strong and weak personal statements for Risk Analysts.

    Risk Analyst Personal Statement Examples

    Strong Statement
    "Analytical and detail-oriented Risk Analyst with over 7 years of experience in risk management, financial analysis, and strategic planning. Proven ability to identify potential risks, develop mitigation strategies, and improve operational efficiency. Passionate about utilizing my analytical skills to drive business growth and mitigate risks. Eager to bring my expertise in risk analysis and strategic planning to a dynamic team."
    Weak Statement
    "I am a Risk Analyst with experience in identifying risks and developing strategies. I enjoy working with data and am looking for a new role to apply my skills. I have a good understanding of risk management and have helped with strategic planning."
    Strong Statement
    "Dynamic and certified Risk Analyst specializing in financial risk management, compliance, and predictive modeling. With a strong foundation in both corporate and financial risk analysis, I excel at developing risk mitigation strategies and managing risk portfolios with utmost precision. Eager to contribute to a forward-thinking company by providing expert risk management guidance and robust analytical insights."
    Weak Statement
    "Experienced in various risk management tasks, including financial risk analysis and compliance. Familiar with predictive modeling and risk mitigation strategies. Looking for a role where I can use my risk analysis knowledge and improve risk management processes."

    How to Write a Statement that Stands Out

    Concisely articulate your achievements and skills, emphasizing quantifiable impacts. Tailor your statement to mirror the job’s requirements, showcasing how your expertise solves industry-specific challenges. Highlight your ability to identify potential risks and develop effective mitigation strategies.

    CV Career History / Work Experience

    The experience section of your Risk Analyst CV is a powerful tool to showcase your professional journey and achievements. It's the platform where you can demonstrate your expertise and accomplishments in a compelling manner that captures the attention of potential employers. By providing detailed, quantifiable examples of your past responsibilities and successes, you can significantly enhance your appeal to prospective employers. Below are examples to guide you in distinguishing between impactful and less effective experience descriptions.

    Risk Analyst Career Experience Examples

    Strong
    "Analytical and detail-oriented Risk Analyst with over 7 years of experience in risk management, financial analysis, and strategic planning. Proven ability to identify potential risks, develop mitigation strategies, and improve operational efficiency. Passionate about utilizing my analytical skills to drive business growth and mitigate risks. Eager to bring my expertise in risk analysis and strategic planning to a dynamic team."
    Weak
    "I am a Risk Analyst with experience in identifying risks and developing strategies. I enjoy working with data and am looking for a new role to apply my skills. I have a good understanding of risk management and have helped with strategic planning."
    Strong
    "Dynamic and certified Risk Analyst specializing in financial risk management, compliance, and predictive modeling. With a strong foundation in both corporate and financial risk analysis, I excel at developing risk mitigation strategies and managing risk portfolios with utmost precision. Eager to contribute to a forward-thinking company by providing expert risk management guidance and robust analytical insights."
    Weak
    "Experienced in various risk management tasks, including financial risk analysis and compliance. Familiar with predictive modeling and risk mitigation strategies. Looking for a role where I can use my risk analysis knowledge and improve risk management processes."

    How to Make Your Career Experience Stand Out

    Highlight your quantifiable achievements and specific projects that demonstrate your skills and impact. Tailor your experience to the Risk Analyst role by emphasizing your expertise in areas like risk assessment, risk mitigation strategy development, and predictive analytics that directly contributed to organizational success. Be specific about the tools and methodologies you've used, and the positive outcomes they've led to.

    CV Skills & Proficiencies for Risk Analyst CVs

    The experience section of your Risk Analyst CV is a powerful tool to showcase your professional journey and achievements. It's the platform where you can demonstrate your expertise and accomplishments in a compelling manner that captures the attention of potential employers. By providing detailed, quantifiable examples of your past responsibilities and successes, you can significantly enhance your appeal to prospective employers. Below are examples to guide you in distinguishing between impactful and less effective experience descriptions.

    CV Skill Examples for Risk Analysts

    Technical Expertise

    Technical Expertise and Hands-on Abilities:
  • Risk Assessment & Management: Proficiency in identifying, evaluating, and mitigating risks to support strategic decision-making.
  • Data Analysis & Interpretation: Ability to analyze and interpret complex data sets to identify potential risks and opportunities.
  • Regulatory Compliance: In-depth knowledge of regulatory requirements and compliance standards in the industry.
  • Financial Modeling: Skilled in creating financial models to predict future financial scenarios and potential risks.
  • Interpersonal & Collaboration Skills

    Interpersonal Strengths and Collaborative Skills:
  • Effective Communication: Ability to articulate complex risk assessments and strategies to a diverse range of stakeholders.
  • Teamwork & Collaboration: Proven ability to work effectively within a team, contributing to collective problem-solving and decision-making.
  • Strategic Thinking: Demonstrated ability to think strategically, considering the broader implications of risks and mitigation strategies.
  • Adaptability: Flexibility in adapting to new risk scenarios, regulatory changes, and evolving industry trends.
  • Creating a Robust Skills Section on Your CV

    Align your technical expertise and interpersonal strengths with the specific requirements of the risk analyst role you're targeting. Where possible, quantify your achievements and illustrate your skills with real-world examples from your career. Tailoring your CV to reflect the unique needs of potential employers can significantly enhance your candidacy.

    How to Tailor Your Risk Analyst CV to a Specific Job

    Tailoring your CV to the target job opportunity should be your single most important focus when creating a CV.

    Tailor Your CV to a Job Description

    Customize each resume to match the requirements of the job description.
    Start Tailoring Your CV
    Tailoring your CV for each Risk Analyst role is not just a good idea—it's a necessity. By customizing your CV to highlight your most relevant skills and experiences, you align yourself directly with the employer's needs, significantly enhancing your chances of being noticed and considered as the ideal candidate for the role.

    Highlight Your Relevant Risk Analysis Experiences

    Identify and prioritize experiences that directly align with the job’s requirements. If the role requires expertise in financial risk analysis, emphasize your successes in this area. This level of specificity not only demonstrates your suitability but also your readiness to take on similar challenges in the new role.

    Use Industry-Specific Keywords

    Mirror the language used in the job posting in your CV. This will help your CV pass through Applicant Tracking Systems (ATS) and signal to hiring managers that you are a perfect fit for their specific needs. Including key terms like “quantitative risk analysis” or “risk mitigation strategies” can directly link your experience with the job’s demands.

    Customize Your Personal Statement

    Ensure your personal statement directly reflects the qualities sought in the job description. A concise mention of relevant experiences and skills in risk analysis can make a powerful first impression, immediately showcasing your alignment with the role.

    Showcase Your Technical Skills and Certifications

    Place the most job-relevant certifications and skills at the forefront of your CV. Highlighting specific software expertise or required certifications such as FRM (Financial Risk Manager) or PRM (Professional Risk Manager) first draws attention to your direct qualifications for the role.

    Emphasize Your Soft Skills

    Don't forget to highlight your soft skills, such as communication and teamwork, which are essential for a Risk Analyst. Show how these skills have helped you in your previous roles and how they can be beneficial in the role you're applying for.

    CV FAQs for Risk Analysts

    How long should Risk Analysts make a CV?

    The ideal length for a Risk Analyst's CV is 1-2 pages. This allows sufficient room to showcase your skills, experience, and achievements in risk analysis without overloading with unnecessary details. Prioritize clarity and relevance, emphasizing your most notable accomplishments in risk management that align with the roles you're aiming for.

    What's the best format for an Risk Analyst CV?

    The best format for a Risk Analyst CV is the reverse-chronological format. This layout emphasizes your most recent and relevant risk analysis experiences, showcasing your career growth and key achievements. It allows employers to quickly assess your expertise in risk management and your progression in the field. Each section should be tailored to highlight risk-specific skills, certifications, and accomplishments, ensuring alignment with the job requirements.

    How does a Risk Analyst CV differ from a resume?

    To make your Risk Analyst CV stand out, highlight your expertise in risk assessment methodologies, statistical analysis, and relevant software like SQL or SAS. Quantify your impact by detailing how your risk mitigation strategies have saved money or prevented losses. Showcase any certifications like FRM or PRMIA. Tailor your CV to each job, using keywords from the job description, and emphasize your ability to communicate complex risk assessments to non-technical stakeholders.

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