Universal Banker I, II, III, or IV

$19 - $26/Yr

ANB Bank - Rifle, CO

Full-time - Entry Level

Rifle, CO

Credit Intermediation and Related Activities

About the position

ANB Bank has financial strength embodied in $3 billion in assets and is a true community bank with an unwavering commitment to excellence. The bank helps each of its communities prosper through investment, sponsorship, philanthropy, and employee volunteerism. It is a passion ANB has for banking that makes the difference. ANB Bank hires individuals who provide excellent customer service and build meaningful relationships with our customers and within our communities. ANB is committed to rewarding our team members who strengthen our company and culture. ANB offers competitive compensation and a comprehensive benefits package for this position.

Responsibilities

• Processes paying/receiving transactions and maintains accurate records of all transactions.
• Cashes checks within assigned limits and stated guidelines.
• Responsible for daily cash settlements of cash and proof transactions.
• Balances cash drawer.
• Opens checking, savings, money market and certificates of deposit accounts. Orders check and ATM/Debit cards and provides starter checks for new accounts.
• Understands and effectively applies selling techniques to open, develop, and close sales; creates product interest; actively cross-sells products/services; actively pursues potential customers, both on and off Bank property.
• Identifies customer's financial needs through in-person efforts, cold calls, referrals, and marketing, while providing strong product knowledge and quality service excellence.
• Displays sufficient knowledge in explaining, selling, and administering products; refers customers to appropriate resources within the organization.
• Actively seeks to understand customers' complete financial services needs and recommends products and services based on those needs, including performing customer follow up actions as outlined in the ANB C.A.R.E.S Client Onboarding procedure.
• Identify cross-sell and referral opportunities to broaden customer banking relationships.
• Responds to customer needs and priorities; establishes effective working relationships with customers; identifies and takes appropriate action on customer needs.
• Provides efficient and courteous customer service, researching problems and implementing appropriate resolution.
• Collaborates with team members to achieve branch goals and objectives.
• Delivers the quality of service as defined by department and company standards.
• Maintains confidentiality as defined by department and company standards.
• Maintains a current knowledge and consistent compliance with Bank Secrecy Act (BSA) requirements, as well as knowledge and consistent compliance with other banking regulations and Bank policies and procedures related to the position.
• Adheres to all bank policies, procedures, and regulatory requirements.
• Participates in training and development activities to enhance job knowledge and skills.
• Supports the company's Mission, Vision, and Values.
• Other duties as assigned.

Requirements

• Universal Banker I: No experience required. Previous customer service or cash handling experience preferred. Ability to work in a fast-paced environment and handle multiple tasks simultaneously. Basic computer skills and proficiency in Microsoft Office applications. Basic knowledge of banking products, services, and regulations preferred.
• Universal Banker II: Minimum 6 months prior bank experience performing teller or personal banker duties; or 1 year of cash handling or customer service experience; or equivalent combination of education and experience. Proficient computer skills and proficiency in Microsoft Office applications. Intermediate understanding of banking products, services and regulations.
• Universal Banker III: Minimum 2 years prior bank experience performing teller or personal banker duties for external candidates. Minimum 1 year prior bank experience performing teller or personal banker duties for internal candidates. Proficient computer skills and proficiency in Microsoft Office applications. Advanced understanding of banking products, services and regulations.
• Universal Banker IV: Minimum 4 years prior bank experience performing teller or personal banker duties for external candidates. Minimum 2 years prior bank experience performing teller or personal banker duties for internal candidates. Proficient computer skills and proficiency in Microsoft Office applications. Subject matter expert on banking products, services and regulations.

Benefits

• Minimum 4 Weeks of Paid Time Off (PTO)
• 11 Paid Holidays
• Medical, Dental, and Vision Insurance
• Health Savings (HSA), Flexible Spending (FSA), and dependent care spending accounts
• Company provided Life, AD&D, and Disability Insurance with supplementation options
• 401(k) plan with discretionary company match and profit sharing
• Discretionary annual bonus and employee referral incentives
• Employee Assistance Program (EAP)
• Tuition Reimbursement Program
• Spanish Communication Assistant Program Incentive
• Employee banking products