Senior Investigator, Anti Money Laundering

Neo Financial•Toronto, ON

4d•CA$65,000 - CA$70,000•Onsite

About The Position

As a Senior AML Investigator, you are a subject matter expert and leader in Neo’s fight against financial crime. Your purpose is to conduct advanced, high-impact investigations that ensure the integrity of our anti-money laundering program. This is a high-stakes role for a senior contributor who uses deep expertise to not only identify and address current threats but also to proactively strengthen our defenses, mentor junior team members, and drive a culture of compliance and awareness across the organization. Reporting directly to the Manager, AML, you will serve as a technical authority on complex typologies and regulatory standards.

Requirements

Robust knowledge of AML regulations and typologies, allowing you to complete multiple detailed, high-risk investigations daily with clinical precision.
Expertise in FINTRAC requirements and regulatory expectations.
Sophisticated understanding of QC frameworks and can maintain a very high score on reviewed cases, ensuring that errors trend downward across the team.
Deeply comfortable navigating complex data sets and can distinguish between routine activity and high-impact financial crime risks.
Proven track record of supporting the growth of others, providing substantive feedback during QC and modeling professional conduct for the broader team.
Thrive in high-volume environments, consistently meeting or exceeding weekly targets.
Can translate complex investigative findings into clear, actionable narratives for management and regulatory filings, ensuring all stakeholders are informed and aligned.

Responsibilities

Conduct thorough Quality Control (QC) reviews across all Transaction Monitoring (TM) queues—including Alert Triage, Case Investigations, and Production Order Disseminations—to ensure every output meets internal policies and regulatory standards.
Lead and conduct complex, in-depth investigations into sophisticated financial crime typologies.
Review all Suspicious Transaction Reports (STRs) submitted by investigators, ensuring all transactions and required fields are accurate and comprehensive prior to filing.
When required, execute primary functions of the AML Investigator I and II roles, including TM Alert Triage, UTR Case Investigations, Mortgage application reviews, and demarket actions.
Provide direct guidance to junior team members on complex cases and best practices, supporting training initiatives to ensure the team remains current on evolving processes and regulatory changes.
Use investigative findings to identify gaps in the Neo ecosystem, recommending and implementing enhanced mitigating controls to strengthen our defenses against future threats.
Act as a key point of contact for internal AML leaders, driving process-level changes and implementing best practices that allow the AML team to thrive in a regulated environment.
Stay at the forefront of the Canadian financial crime landscape, developing new investigative techniques and training materials to combat emerging threats to the bank.