Secondary Marketing Analyst I

Clayton•Atlanta, GA

23h•Hybrid

About The Position

The Secondary Marketing Analyst I supports the Secondary Marketing team through analysis and reporting. This role keeps up with mortgage products and pricing and communicates any changes to the Company on a regular basis. This role also assists in management of the Lock Desk, efficiently supporting the Sales department on loan lock concerns.

Requirements

High school diploma or equivalent required; college degree preferred.
1-2 years in mortgage industry.
Excellent written and verbal communication skills along with solid computer skills.
Analytical thinker and consultative mind to support both team members and managers in all areas of the business.
Goal-oriented, self-motivated with the capacity to meet and exceed assigned goals.
Willing to learn, industrious, determined, and assertive.
Excellent organizational skills and the ability to multitask to complete a wide variety of tasks.
Strong people skills with ability to interact with all internal teams and external customers.
Must be able to maintain sensitive and confidential information.
Diligence to ensure tasks are completed thoroughly and on time.
Demonstrates knowledge of, adherence to, monitoring and responsibility for Compliance with State and Federal Regulations and Laws as they pertain to this position.
Open/Close Loan Operating System or similar loan operating system.
Strong understanding of mortgage products and pricing.

Nice To Haves

Familiarity with investor websites preferred but not required.

Responsibilities

Supports the lock desk by assisting loan originators with pricing scenarios, product inquiries, and general questions about systems and or policies.
Reviews and processes lock requests, lock confirmations, change requests, repricing/renegotiation and extension requests adhering to Silverton Pricing Policies.
Reviews and Processes Best Effort locks within our Investor portals to insure accurate updates and file delivery.
Implements/monitors/removes pricing changes in anticipation of market movements to ensure margins are met.
Observes for pricing engine errors or inconstancies and notifies management of any potential fixes needed.
Conducts Product and Pricing training as needed for new loan originators.
Reviews daily locked pipeline for erroneous/accurate coverage and alerts management of any concerns.
Tests For Pricing accuracy for new product rolls, investor updates to rate sheet/eligibility, new pricing engines, or any other analytical need surrounding pricing.
Sends out pipeline status emails, reviews pipeline for inactive files that affect pull through numbers.
Analyzes loan status/data entry from overnight reports, correcting any erroneous data.
Ensures appropriate actions are taken in locked loan pipeline (extensions, expirations, relocks).
Verifies House Loans are flagged correctly in the Loan Operating System.
Updates and maintains departmental policies and procedures as well as any other necessary training materials.
Develops new processes to improve business functions.
Enters Secondary Investor commitments.