About the position
Wells Fargo is seeking a Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending. In this role, you will participate in soliciting residential mortgages from various sources, produce high quality jumbo loans which are compliant and provide excellent customer service, and build relationships focused on affluent borrowers with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources. You will develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace, stay informed of mortgage industry trends and developments in the assigned market, and present recommendations for producing loans while adhering to Private Mortgage Banking Sales functional area policies and compliance requirements. Additionally, you will understand real estate appraisals, title reports, and real estate transactions, receive customer applications, quote rates and points, and complete follow-up activities with the registration lock-in. You will analyze and offer mortgage loan products based on client needs, review and analyze financial and credit data, and inform customers of Wells Fargo Home Mortgage programs, rates, policies, and procedures. This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction, requiring compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and related regulations.
Responsibilities
- Solicit residential mortgages from various sources.
- Produce high quality jumbo loans that are compliant.
- Provide excellent customer service.
- Build relationships with affluent borrowers and various professionals.
- Develop and maintain visibility for Wells Fargo Home Mortgage.
- Stay informed of mortgage industry trends.
- Present recommendations for producing loans.
- Understand real estate appraisals and transactions.
- Receive customer applications and quote rates.
- Analyze and offer mortgage loan products based on client needs.
- Inform customers of mortgage programs and procedures.
- Maintain high standards of client satisfaction.
Requirements
- 2+ years of Private Mortgage Banking Sales experience or equivalent.
- Basic Microsoft Office skills.
- Documented retail residential mortgage fundings over the past 12 months.
- Excellent verbal, written, and interpersonal communication skills.
- Mortgage industry experience.
- Knowledge of sales prospecting and generating referrals.
- Customer service experience.
- Experience working with high net-worth clients.
