Portfolio Manager
About The Position
The Portfolio Manager is responsible for conducting financial analysis of credit for loan requests as well as assisting Bank Officers. The incumbent will conduct financial analysis of credit for new and existing clients and prospects, generate spreads, term sheets, and other information for loan requests and conduct underwriting. They will determine the strength and/or weakness of credit requests to determine the terms of the loan and ability to repay. The role involves building profiles and loan requests in nCino for approval, contacting Loan Officers and/or clients to request necessary financial information for analysis, and generating reports to determine past or current maturities that are not yet cleared and requesting any necessary information. The Portfolio Manager will prepare memos outlining financial information for approvals, track maturity for renewals monthly, and be actively involved in understanding the documentation and closing process. They will attend sales appointments with Officers as requested and work on term sheets/commitment letters as directed by supervisors. Additionally, the role involves assisting Loan Officers and Credit Officers with various functions such as clearing collateral exceptions, reporting information, and implementing new systems. The Portfolio Manager will serve as a resource for junior Credit Analyst/Assistant Relationship Managers and provide training as needed. They are responsible for being familiar with all compliance regulations and policies applicable to the position and ensuring compliance with these regulations and policies.
Requirements
- Bachelor’s degree in Finance, Accounting or a related field
- Excellent written and verbal communication skills
- Experience using Microsoft Outlook, Word and Excel
- Experience in a position requiring attention to detail and data analysis
- Excellent organizational skills and ability to multi-task
Nice To Haves
- RMA and/or Moody training is a plus
Responsibilities
- Conduct financial analysis of credit for new and existing clients and prospects
- Generate spreads, term sheets, and other information for loan requests and conduct underwriting
- Determine the strength and/or weakness of credit requests to determine the terms of the loan and ability to repay
- Build profiles and loan requests in nCino for approval
- Contact Loan Officers and/or clients to request necessary financial information for analysis such as balance sheets, tax returns, financial statements, etc.
- Generate reports to determine past or current maturities that are not yet cleared and request any necessary information
- Prepare memos outlining financial information for approvals from the appropriate parties
- Track maturity for renewals monthly
- Be actively involved in understanding documentation and closing process
- Attend sales appointments with Officers as requested
- Work on term sheets / commitment letters as directed by supervisors
- Assist Loan Officers and Credit Officers with various functions needed such as clearing collateral exceptions, reporting information, implementing new systems, etc.
- Serve as a resource for junior Credit Analyst/Assistant Relationship Managers and provide training as needed
- Responsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
