Mortgage Secondary Market Associate I (on site) - Griffin, Ga

United Bank • Griffin, GA

6d • Onsite

About The Position

United Bank is seeking a Mortgage Secondary Market Associate I to assist the Mortgage Division Manager in monitoring the 1-4 single-family mortgage loan pipeline. This role involves executing best effort lock-in commitments with secondary market investors and in-house loans, maintaining investor approvals through annual certifications, and monitoring various reports to identify potential issues. The Associate will also prepare and maintain management reports.

Requirements

• High school education or equivalent required.
• Previous mortgage experience helpful.
• Reasoning skills required.
• Proficient in Excel, Word, PowerPoint.
• Strong math skills.
• Strong written and verbal communication skills.

Nice To Haves

• Knowledge of investor and secondary market guidelines preferred.

Responsibilities

• Monitors rates throughout the day and assists Loan Originators with special rate programs.
• Locks in best effort commitments with secondary market investors.
• Monitors expiring locks to ensure loans close or ship before expiration, making adjustments as needed.
• Completes annual certification forms required to retain the bank’s secondary market investor approval (Freedom Mortgage, Citizen Bank, HUD, Freddie Mac, and USDA).
• Researches and answers questions from customers, internal and external employees, and investors.
• Assists Mortgage Division Manager with the annual budget process and tracking loan production and performance against projections.
• Completes weekly and monthly Mortgage Division reports, including pipeline, production, and analysis reports.
• Monitors online applications and submits referrals/applications to originators when a customer does not select a specific lender.
• Performs other work-related duties as assigned by supervisor.
• Complies with all Federal and State banking laws and regulations, including the Bank Secrecy Act.

Benefits

• Career opportunities and growth.
• Competitive benefit package.
• Paid employee health insurance.
• Dental insurance.
• Vision insurance.
• Short-term disability insurance.
• Paid long-term disability insurance.
• Paid life insurance.
• 401(k) plan with employer contributions.
• Employee Stock Ownership Plan (ESOP) with employer contributions.
• Flexible spending account (FSA).
• Wellness program.
• Employee assistance program.
• Vacation time.
• Sick time.
• Paid federal holidays.
• Other unique perks.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED