Mortgage Loan Originator

Dhi Mortgage - Sewickley, PA

Full-time - Mid Level

Sewickley, PA

Credit Intermediation and Related Activities

About the position

The Mortgage Loan Originator at D.R. Horton is responsible for promoting and providing business development, originating loans, and managing relationships with customers and clients. This role involves interviewing mortgage applicants, advising them on financing options, and ensuring a smooth loan process from application to funding. The ideal candidate will be proactive in managing leads, conducting presentations, and maintaining compliance with company policies and regulations.

Responsibilities

• Interview mortgage applicants to understand and educate them on their financing options available.
• Understand the loan applicant's goals to advise and review potential loan programs that would best suit their needs.
• Be accessible to the buyer and individuals involved in a loan to answer questions and provide updates.
• Maintain reports and notes within the origination software and customer relationship management systems.
• Review new leads daily and contact them to earn their business.
• Manage the daily pipeline from loan application to funding process to ensure a smooth loan process.
• Make presentations on loan products in sales meetings and with Sales staff in builder communities.
• Quickly respond to Operations to facilitate an efficient loan process.
• Provide necessary disclosures to a loan applicant in a timely manner in accordance with regulations.
• Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company.
• Market the company's products and services accurately and effectively to potential business sources.
• Develop sales leads for mortgages in builder communities and real estate offices.
• Provide weekend coverage in builder communities and grand opening functions.
• Review all documentation provided by borrower, check for accuracy, and address any discrepancies.
• Attend loan closings when possible.

Requirements

• Bachelor's degree from a four-year college or university.
• One to two years of related experience and/or training.
• Licensed Mortgage Loan Originator as required by state.
• Possess general mortgage banking understanding including lock procedures, program analysis, underwriting guidelines, and regulatory timelines.
• Proficiency with MS Office and email.
• Ability to sit for the majority of an 8-hour workday; use hands to finger, handle or feel; reach with hands and arms; talk and hear.

Nice-to-haves

• Bilingual preferred.
• Strong written and oral communication skills.
• Ability to accurately and efficiently process and record a large volume of data.
• Ability to act as a team player and be willing to accept constructive criticism.

Benefits

• Employee stock purchase plan
• Health insurance
• Dental insurance
• 401(k)
• Vision insurance
• Life insurance