Mortgage Loan Originator, Concord, NH

Bar Harbor Bankshares - Concord, NH

Full-time - Entry Level

Concord, NH

Management of Companies and Enterprises

About the position

Bar Harbor Bank & Trust, one of New England's top financial institutions, is looking for a responsible and dedicated individual to join our Residential Lending team as a Mortgage Loan Originator in Concord, NH. The ideal candidate is a self-starter who enjoys working with new and existing customers to provide thoughtful solutions through lending and companion products that require more complex sales techniques. This is a great opportunity to work with a very successful, strong rooted residential lending department. The organization offers robust technology solutions to optimize the performance of our ambitious team of mortgage professionals.

Responsibilities

• Meeting with customers or prospective customers in order to promote products offered by the Bank, in an effort to meet customer needs while providing excellent customer service.
• Develop and maintain a network of developers, realtors, attorneys, accountants, and other potential centers of influence and referral sources.
• Market and cross-market the Bank's loan and other products and services, using approved marketing materials.
• Originate new mortgage and home equity loans/liens, obtaining all required information and documentation from the customer.
• Able to work with multiple systems applications to navigate products and recommend profitable solutions from unstructured inbound and outbound sales leads.
• Ability to skillfully craft lending products with companion products and pricing that results in client sales.
• Demonstrates solid sales production in volume or units over a sustained timeframe.
• Stay informed with all different kinds of loans available and is comfortable interviewing applicants to assess their loan requirements.
• Ability to advise applicants on which option is best suited for their needs.
• Make all required disclosures to customers, including, without limitation, disclosure of all required loan fees and costs.
• Provide progress reports to clients, and assist with resolving any discrepancies.

Requirements

• Previous experience as a Mortgage Loan Originator is preferred, but not required.
• Prior banking experience required.
• Minimum of an Associate's degree, or equivalent work experience.
• Full competency in business math and basic accounting skills.
• Ability to analyze, interpret findings and results, and to draw logical conclusions in carrying out day-to-day responsibilities.
• Flexibility to learn and keep current with changing procedures and regulations, varying job assignments, technological advances, and new equipment.
• Proven history of working as a positive team member in a fast paced, high volume environment while managing multiple priorities.
• Exceptional customer service skills.
• Must obtain and maintain a valid NMLS registration.
• Working knowledge of Windows-based software programs.

Benefits

• Competitive pay
• Referral incentives
• Employee stock purchase plan
• Medical/dental/vision/life insurance plans
• Paid holidays
• 401(k) plan
• Paid time off
• Wellness program
• Continuing education benefits