Mortgage Loan Closer

$47,840 - $47,840/Yr

HCL Technologies - Highlands Ranch, CO

Full-time - Entry Level

Highlands Ranch, CO

Professional, Scientific, and Technical Services

About the position

The Mortgage Loan Closer is responsible for preparing loan closing packages and ensuring compliance with all necessary documentation and state requirements. This role involves reviewing loan files, coordinating with settlement agents, and authorizing funding, all while maintaining high productivity in a fast-paced environment.

Responsibilities

• Review loan files to ensure all conditions are cleared and ready for closing and funding.
• Review title commitments to ensure all title issues are resolved before drawing closing documents.
• Input data accurately into the Client's system for drawing closing documents.
• Ensure accurate reporting while managing the loan pipeline.
• Coordinate the delivery of closing documents to the settlement agent.
• Ensure compliance with all state requirements.
• Review underwriting conditions and coordinate with settlement agents to obtain final fees for the Closing Disclosure.
• Review the Closing Disclosure for compliance and balance with title.
• Check returned documents for accuracy and completeness before funding in escrow states.
• Correct loan amounts as necessary and approve documents for funding.
• Authorize and arrange for funding wire or check, meeting warehouse requirements.
• Assist with post-closing corrections and audits.

Requirements

• High School Diploma or GED equivalent required; some college preferred, college degree desired.
• Intermediate to advanced computer proficiency with MS Office, Excel, and Mortgage Loan Applications/Software.
• Six to twelve months of prior loan closing experience preferred.
• Excellent customer service skills and strong written and oral communication skills.
• Ability to multi-task and operate in a high-volume, fast-paced environment.
• Knowledge of federal and state regulatory requirements is a plus.

Nice-to-haves

• Experience with Loan Origination Systems (LOS) preferred.

Benefits

• 401(k)
• 401(k) matching
• Dental insurance
• Flexible schedule
• Health insurance
• Paid time off
• Vision insurance