Mortgage Banker

Kensington Bank•Willmar, MN

About The Position

At Kensington Bank, we believe banking is about building meaningful relationships and making a positive difference-for our customers, our coworkers, and the communities we serve. We're always looking for people who share that passion! We are currently looking for an experienced, relationship‑focused Mortgage Banker to originate residential mortgage loans within our local communities. This role is ideal for a self‑motivated professional who thrives in a performance‑based environment while valuing the stability, reputation, and support of a community bank. This position offers 100% commission-based compensation with a guaranteed draw, providing income stability while you build and grow your production pipeline.

Requirements

Active NMLS license in good standing, or the ability to obtain within a specified timeline
Minimum 3-5 years of residential mortgage lending experience, preferably within a community bank
Proven ability to self‑source and close residential mortgage loans
Excellent sales, communication, and relationship‑building skills
High level of integrity, professionalism, and customer focus
Ability to work independently while collaborating with internal teams

Nice To Haves

preferably within a community bank

Responsibilities

Originate residential mortgage loans (purchase and refinance) in compliance with all applicable regulations and bank policies.
Develop and maintain strong referral relationships with realtors, builders, financial advisors, and community partners.
Actively prospect and self‑generate business through networking, community involvement, and outbound efforts.
Guide borrowers through the mortgage process from application to closing with a high level of service and transparency.
Maintain accurate and timely loan documentation in accordance with compliance, underwriting, and audit standards.
Meet or exceed individual production and quality goals.
Represent the bank professionally at community events and industry functions.