Member Business Loan Processor

Union Square Credit Union•Wichita Falls, TX

10h•Hybrid

About The Position

Responsible for assisting members with their loan applications and processing all incoming commercial loans for Union Square Credit Union.

Requirements

One year to three years of similar or related experience.
Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation.
Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.
Remaining in a stationary position, often standing or sitting for prolonged periods.
Vision requirements include close vision and ability to adjust focus.
Repeating motions that may include the wrists, hands, and/or fingers.
Light work that includes moving objects up to 20 pounds.

Nice To Haves

Must have the flexibility to deal with changing work hours and locations as needed.

Responsibilities

Assisting the Loan Officer (LO) in following up with applicants for additional needs, once the Loan Officer has decisioned the loan.
Processing the loan request, based on the collateral and loan type, as instructed by the Loan Officer, and guided by policy and regulations.
Preparing loan documents and ensuring timeliness to loan closings, while keeping the Loan Officer abreast of any changes in the flow of each request.
Reviewing recurring reports with Loan Officer’s to stay in front of any upcoming loans, or potential problem loans.
Communicating with the Loan Officer, members, appraisers, title companies, and closers to gather needed information, schedule closings, and submit needed documents.
Sorting and organizing incoming loans according to the business’s criteria and entering the relevant information into the system.
Preparing and mailing disclosures as necessary.
Ensuring that all post-closing duties on loan files, such as following up on the receipts of final title policies and deeds, quality control, and the payment of fees, are completed efficiently.
Complying with all state and federal laws and regulations set forth by the National Credit Union Administration and other regulatory agencies.
Checking names against designated lists in compliance with BSA/AML/OFAC policy and procedures.
Promoting and maintaining a positive and professional image of Union Square to employees, members, and the community.
Securing and safeguarding at all times the confidential information of members, employees, and the Credit Union pertaining to accounts, security, and personal information.
Performing other duties as assigned by the supervisor, management, or Human Resources.