Manager - Card Services

Current•Baltimore, MD

2d•Onsite

About The Position

Provides daily management and support for all activities (consumer and business) in debit and credit card servicing and operations including service delivery, financial settlement, reconciliation, and account maintenance. The manager will perform staff development, conduct performance reviews and develop higher levels of expertise in the staff through training and education. This position will provide overall guidance and support for systems including fraud detection and protection, dispute processing and member experience within the channel. Perform periodic review of system access (for various systems) for internal team members. Maintains current in-depth knowledge of debit/credit processes Visa guidelines, Regulation Z, Regulation E, and other Federal Regulations that govern cards operations. This role serves as a cards expert and administrator for responsible systems. Ensures compliance with federal/state regulation and Credit Union policies and procedures. Executes and monitors all respective internal controls, ensuring efficient/effective activities that support the Credit Union's objectives, while adhering to applicable laws, regulations and Credit Union policies in promoting fiscal responsibility to benefit our members. Directs staff to include training, timekeeping function, coaching, performance reviews and setting of goals. Helps maintain a cohesive working relationship with departments outside of the area. Coordinates within the unit to ensure that the team is familiarized with company standards, lending policies and procedures and escalate issues that cannot be resolved. Uses sound judgment when to escalate issues. Keeps business unit management informed of staff accomplishments, issues and status.

Requirements

Strong knowledge of Regulation E and Regulation Z
Ability to analyze transaction patterns and risk indicators
Excellent documentation and decision-writing skills
Ability to handle escalated member situations
Dispute case management
Strong analytical, leadership, and decision-making skills
Prior experience as team lead, supervisor, or manager in a cards operations area
Knowledge of card fraud schemes
High school diploma or equivalent

Nice To Haves

Bachelor’s degree
Experience with: Zelle disputes
Fraud case management systems (Centrix, Verafin, etc.)
Digital banking platforms
Fiserv DNA core banking system
Velera card management platform
Knowledge of Visa Network
CAFP – Certified AML and Fraud Professional
Payments Risk Professional (PRP)

Responsibilities

Oversee daily card operations including settlement, reconciliation, and exception processing
Serve as primary liaison for fraud strategy and vendor partnership (Velera Enhanced Fraud Services)
Monitor fraud trends and implement loss mitigation strategies
Ensure compliance with Regulation E, Regulation Z, and card network rules
Lead dispute processing and resolution activities
Develop and manage team performance, training, and succession planning
Establish and monitor KPIs and service levels
Support strategic initiatives (Zelle, RTP, payments modernization)
Provide input for department dashboards and KPIs
Support internal audit and examiner requests
Supports other duties as assigned, ensuring timely resolution of escalations and service levels are met for the department.
Perform other duties as assigned or requested.

Benefits

Medical, Dental, and Vision Coverage
401(k) Plan with Employer Match
Company-Paid Insurance: short-term disability, long-term disability, and life insurance
Tuition Assistance
Employee Assistance Program (EAP)
Parking Discounts
Long-Term Care Insurance
Annual leave
Sick leave
Sick and safe leave