This job is closed
We regret to inform you that the job you were interested in has been closed. Although this specific position is no longer available, we encourage you to continue exploring other opportunities on our job board.
About the position
The primary purpose of this Loan Officer position is to assist Beacon Credit Union in living out our mission, "Dedicated to Our Member's Financial Success," by delivering outstanding service to both internal and external members. A key component of this service delivery is to identify the financial needs of each member and recommend an appropriate Credit Union solution. In addition, the Lending Specialist processes and closes consumer loan applications approved by the Centralized Lending Department, ensuring all required documentation is gathered. They understand the five C's of credit and Beacon CU's policies, meet monthly sales and loan goals, are knowledgeable about Beacon CU's products and services, and apply the Mike Neill techniques to achieve success.
Responsibilities
- Ensure that each approved application is closed using Beacon CU's lending standards.
- Submit all loan requests with accuracy and timeliness.
- Understand and ensure each loan is underwritten to Beacon's policies and procedures.
- Meet and exceed loan and sales goals monthly.
- Counsel members/customers on improving their financial position.
- Increase product and service penetration with current and potential members.
- Review completed loan packages prior to funding of the loan.
- Act in the capacity of a Teller when requested.
- Follow all applicable regulations, including Bank Secrecy Act, Patriot Act, Reg CC, and Anti-money Laundering.
- Deliver outstanding service to external and internal members.
- Perform all other duties assigned by management.
Requirements
- Two years Lending Experience Required
- Two years working in a Financial Institution
- Sales Experience
Benefits
- Competitive salary and benefits package and incentives
- Generous PTO and 11 Paid Holidays
- Ability to earn additional PTO through volunteer opportunities
- Employee discounts on loans and banking products
- 401(k) Employer Match and Profit-sharing potential
- 100% Bank Paid Long-Term Disability, Short-Term Disability, and Life Insurance
- Learning and growing in a dynamic work environment
- First-class Orientation and Training that showcases our mission and customer service standards
