Loan Consultant

MSC Mortgage • Sarasota, FL

11d

About The Position

The Joint Venture Loan Consultant is responsible for cultivating loan referrals through outside sales meetings with builders, realtors, and consumers. Examines, evaluates, and documents customer applications for credit approval on real estate loans.

Requirements

• NMLS loan originator license required
• 1+ years of experience working in a mortgage loan originations capacity

Responsibilities

• Spends a minimum of 50% of working hours outside the office to conduct sales calls to create, develop and maintain referral relationships with real estate professionals, builders, and consumers
• Analyzes potential marketing opportunities to develop future business
• Communicates positively and professionally with operations staff throughout the process of the loan to ensure a smooth closing
• Engages in managing the loan pipeline with all team members to meet company efficiency standards
• Meets with borrowers to determine best loan program for individual needs after analyzing income, assets, credit, and property
• Collects all required documentation from borrowers and converts to paperless documents
• Prepares and submits loan submission sheets to set up
• Reads and understands rate sheets, product codes, and loan level price adjustments to calculate rates and fees
• Negotiates and confirms rates, fees, and locks terms with customers
• Locks loans in the system with agreed upon terms and manages locked pipelines through the funding
• Communicates regularly with borrowers to meet desired expectations
• Maintains minimum productivity goals

Benefits

• Aggressive earning potential and 401K with robust company match
• Inclusive, diverse and collaborative culture where people from all backgrounds can thrive
• Work with other passionate, purposeful and customer-centric people
• Extensive internal growth and professional development opportunities including tuition reimbursement
• Comprehensive benefits package including Medical/Dental/Vision
• Wellness program to support both mental and physical health
• Generous paid time off for both exempt and non-exempt positions

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed