Job Posting Title Senior Portfolio Manager - Commercial Real Estate Credit Delivery

$130,000 - $165,000/Yr

Truist Financial - Atlanta, GA

Part-time,Full-time - Senior

Atlanta, GA

Credit Intermediation and Related Activities

About the position

The Senior Portfolio Manager - Commercial Real Estate Credit Delivery is responsible for financial analysis, risk assessment, and credit structure recommendations for Commercial Real Estate clients. This role emphasizes prudent underwriting, effective credit and risk administration, and adherence to credit policies. The position involves mentoring team members, maintaining relationships with various stakeholders, and ensuring compliance with credit processes while managing a diverse portfolio of complex credit relationships.

Responsibilities

• Lead the diligence and underwriting documentation of complex credit relationships.
• Prepare and discuss credit presentations with Credit Officers and final approvers.
• Ensure loan agreements comply with approval documents and address potential issues with Relationship Managers.
• Analyze financial statements and document client performance, risks, and mitigants for complex credits.
• Oversee credit relationship performance and monitor overall portfolio management.
• Accountable for managing assigned portfolio performance and trends.
• Ensure all Credit Process Metrics are within prescribed tolerances and manage compliance requirements.
• Identify issues within the portfolio and follow through for remediation.
• Manage the pipeline of assigned portfolio to meet client needs in a timely manner.
• Serve as a client and internal point of contact for the assigned portfolio, including site visits.
• Facilitate communication and collaboration across servicing and functional teams.
• Make decisions on non-material borrower requests and loan amendments within authority levels.
• Mentor and coach Analysts and Associates in underwriting and deal processing.

Requirements

• Bachelor's degree in Finance, Accounting, Economics, or Business, or equivalent experience.
• Excellent verbal and written communication skills.
• Proficiency in Microsoft Office software products.
• Strong analytical and problem-solving skills.
• Knowledge of credit principles.
• Ability to handle multiple priorities under time constraints.
• Demonstrated success in a collaborative team environment.

Nice-to-haves

• 10+ years of portfolio management and client relationship experience.
• Intermediate knowledge of ARGUS software and third-party Real Estate Data Sources (CoStar, REIS, Axiometrics).
• Completion of a commercial associate program or equivalent experience; MBA in Accounting or Finance or related field.
• Experience conducting periodic reviews/audits of loans within the portfolio.
• Ability to assess and improve quality assurance processes.

Benefits

• Medical insurance
• Dental insurance
• Vision insurance
• Life insurance
• Disability insurance
• Accidental death and dismemberment insurance
• Tax-preferred savings accounts
• 401k plan
• Vacation days (minimum of 10 days)
• Sick days (minimum of 10 days)
• Paid holidays
• Defined benefit pension plan (depending on position)
• Restricted stock units (depending on position)
• Deferred compensation plan (depending on position)