Financial Crime Risk Senior Investigator - Subpoena/ Specialized Investigations

TD•Tampa, FL

1d•$72,280 - $117,520•Onsite

About The Position

The Financial Crime Risk Senior Investigator conducts end-to-end investigations of various higher complexity and sensitivity through analysis of evidence gathered for both internal and external investigations. This includes authority in applying reasonable grounds to suspect money laundering/terrorist financing, mitigating, and disrupting financial crime by recommending for demarket and/or freezing accounts by the appropriate investigative unit. FCRM Investigations is responsible for investigations of complex anti-money laundering, counter-terrorism finance, and insider risk matters resulting from law enforcement referrals, proactive initiatives, 314a/314b, and internal referrals. The Senior AML Financial Crime Risk Investigator conducts holistic reviews of client relationships; assesses risks related to Sanctions, Anti-Bribery and Anti-Corruption, Fraud, and Insider Threat; analyzes complex data sets to proactively identify leads; prepares suspicious activity reports (SARs); recommends demarketing clients, as appropriate; and creates supporting documentation in compliance with policies, procedures, and regulatory requirements. To be successful in this role, an individual should possess a strong understanding of money laundering/terrorism finance risks, be a critical thinker with the ability to analyze customer and transactional data, and possess strong writing skills and attention to detail.

Requirements

Undergraduate degree or equivalent work experience
5+ years of experience
Sound knowledge of Bank products, systems, policies and procedures
Strong knowledge of criminal investigative techniques, related laws governing collection of evidence, court proceedings and financial/criminal trends
Expert level professional role requiring in-depth knowledge/expertise in own field of specialty and working knowledge of broader related areas
Strong understanding of money laundering/terrorism finance risks
Critical thinker with the ability to analyze customer and transactional data
Strong writing skills and attention to detail

Nice To Haves

AML, Sanctions Investigations background experience that includes SAR filing
Sound decision making skills
Strong writing and communication skills
Ability to adapt quickly to change
CFCS, CAMS certifications

Responsibilities

Conducts end to end investigations of various higher complexity and sensitivity through analysis of evidence gathered for both internal and external investigations.
Applies reasonable grounds to suspect money laundering/terrorist financing, mitigating, and disrupting financial crime (recommending for demarket and/or freezing accounts by the appropriate investigative unit).
Conducts holistic reviews of client relationships.
Assesses risks related to Sanctions, Anti-Bribery and Anti-Corruption, Fraud, and Insider Threat.
Analyzes complex data sets to proactively identify leads.
Prepares suspicious activity reports (SARs).
Recommends demarketing clients, as appropriate.
Creates supporting documentation in compliance with policies, procedures, and regulatory requirements.
Investigates criminal cases ranging from simple to complex in nature.
Manages programs/projects/initiatives of low to moderate scope and complexity.
Integrates the broader organizational context into advice and solutions within own area.
Interprets guidelines, standards, policies, and results of analysis to inform decision making at senior levels.
Builds stakeholder alignment in leading projects and activities.
Identifies and leads problem resolution for complex issues at all levels.
Applies sound methodologies to collect, preserve, and analyze evidence while staying current on global emerging risks and technology threats.
Assesses and prioritizes files and investigates assigned cases ensuring proper protocols are in place and effectively applied.
Works effectively with counterparts at other FI’s, law enforcement, Non-Profits, and others in government within prescribed protocols to maximize opportunities for information sharing and to reduce TDBFG exposure.
Conducts investigations in a professional and timely manner.
Identifies and communicates procedural weaknesses to businesses.
Identifies industry and typologies risk and trends for respective program areas and shares knowledge with appropriate stakeholders.
Maintains and establishes working relationships with internal partners (e.g., HR, Employment Standards and Legal etc.,) for investigative purposes.
Applies sound methodologies to collect, preserve, and analyze digital evidence in accordance with investigative mandate.
Leads workstream by acting as a project lead for large or complex projects/initiatives in accordance with project management methodologies.
Evaluates the effectiveness of processes/services and recommends/champions possible enhancements.
Recommends improvements to escalation processes within the investigative unit and a feedback mechanism to relevant stakeholders.
Plans and delivers efficient and cost-effective processes that support and promote the implementation of programs.
Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience.
Adheres to enterprise frameworks or methodologies that relate to activities for respective business area(s).
Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist.
Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate.
Protects the interests of the organization – identifies and manages risks, and ensures the prompt and thorough resolution of escalated non-standard, high-risk issues.
Runs analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices.
Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts.
Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite.
Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest.
Shares industry knowledge for own area of expertise and participates in knowledge transfer within the team and business unit.
Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques.
Participates in personal performance management and development activities, including cross training within own team.
Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities.
Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.
Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships.
Contributes to a fair, positive and equitable environment that supports a diverse workforce.
Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally.