Finance Manager

Citizens Financial Group - Johnston, RI

Full-time - Mid Level

Johnston, RI

Management of Companies and Enterprises

About the position

The Consumer Home Equity Finance organization serves as a trusted advisor for the Citizens Home Equity business, providing both strategic and tactical financial support. We are seeking a Finance Manager who will be a key member of the Consumer Home Equity Finance team, responsible for providing financial guidance to leaders and partners, and enhancing the financial tools, analyses, and processes we use to deliver the strategic priorities of the business. This job is a foundational opportunity to deepen the colleague's knowledge of the growing $14 Billion Home Equity balance sheet and the finance processes at Citizens, with the goal of continuing to advance and develop the individual in the organization. This role can be based in Johnston, RI; Westwood, MA; or Newark, DE.

Responsibilities

• Analyze financial data, maintain, and create financial models to monitor and forecast Home Equity balances and net interest income
• Examine trends in Home Equity Line of Credit utilization and potential impacts from the interest rate environment, macroeconomic factors, and internal business changes
• Evaluate past results, perform variance/attribution analyses, identify trends, and make recommendations for improvements
• Produce reporting for monthly finance reviews and quarterly investor relations materials
• Present and discuss actuals and forecasts with business unit leaders
• Cross-train with other areas within Home Equity Finance to provide back-up support and expand knowledgebase
• Support ad hoc analysis and business plans to justify and promote growth initiatives
• Manage and enhance the budget, forecast, and strategic plan process for Home Equity balance sheet and net interest income activity
• Manage the balance sheet monthly close process, including estimation and communication of preliminary results

Requirements

• 4+ years related experience providing Finance support, preferably in Consumer Lending
• Strong communication skills with a demonstrated ability to work effectively with internal colleagues and partners
• Demonstrated ability to think deeply and understand the big picture
• Experience operating in a dynamic, fast-paced, professional environment
• Strong financial analysis foundation creating projections and models
• Detail oriented, diligent, with strong organizational and analytical skills
• Understanding of current events and issues facing banks and financial services companies, particularly the economic and interest rate environment
• Strong Microsoft Excel, PowerPoint, and Word skills
• Proficiency with financial databases such as Oracle Hyperion Essbase/Smart View

Nice-to-haves

• Master's degree or other financial certifications preferred (MBA, CFA, CPA)

Benefits

• Competitive pay
• Comprehensive medical, dental and vision coverage
• Retirement benefits
• Maternity/paternity leave
• Flexible work arrangements
• Education reimbursement
• Wellness programs