Credit Analyst

Darn Tough Vermont / Cabot Hosiery Mills • Waterbury, VT

21d • $70,000 - $78,000 • Hybrid

About The Position

As we continue to scale one of the fastest growing apparel brands, we are seeking a Credit Analyst to join our Cash and Credit team and play a critical role in safeguarding the company’s cash flow by evaluating customer creditworthiness, monitoring account risk, and supporting the Accounts Receivable team in maintaining a healthy receivables portfolio. Reporting directly to the Cash and Credit Supervisor, this position analyzes financial data, establishes credit limits, manages credit holds, and partners closely with Sales and Dealer Service to ensure timely and accurate credit decisions. The ideal candidate will have accounts receivable experience in a B2B environment, familiarity with credit bureaus and trade credit tools and knowledge of credit risks in our industry. We are looking for someone who can help ensure we are mitigating risks and exposure with credit decisions and take a proactive approach at identifying any at-risk accounts before they become delinquent.

Requirements

• Bachelor’s degree in Finance, Accounting, Business Administration, or related field (or equivalent experience)
• 3–5 years of experience in credit analysis, accounts receivable, or financial analysis.
• Strong understanding of financial statements, credit scoring, and risk assessment.
• Proficiency with ERP systems and Microsoft Excel, Word and Outlook.
• Excellent analytical, problem solving, and decision-making skills.
• Strong communication skills with the ability to explain credit decisions to both internal teams and customers.
• High attention to detail and ability to manage multiple priorities in a fast-paced environment.
• Ability to build strong working relationships with customers and other departments
• Highest standards for accuracy and organization
• Passionate about working for a values driven company and fully committed to building great cultures and high performing teams
• This position requires commitment to embrace the company’s culture through the alignment of personal behaviors with the company’s core values.

Nice To Haves

• accounts receivable experience in a B2B environment
• familiarity with credit bureaus and trade credit tools
• knowledge of credit risks in our industry

Responsibilities

• New dealer set up- process applications, perform credit evaluation to set limits and terms
• Risk Assessment and Account Monitoring
• Process credit references
• Manage trade insurance policies for both domestic and international customers
• Coordinate credit review process monthly
• Monitor credit stops and release orders for customers with terms
• Maintain reporting for SICA and Riemer
• Maintain Dun & Bradstreet portfolio

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level