Credit Analyst
Evolve Careers•Jonesboro, AR
•Onsite
About The Position
The Credit Analyst will assist with financial analysis and underwriting for Evolve Bank & Trust. This role involves completing commercial loan analysis and underwriting, assisting with the implementation of loan policies and guidelines, and supporting lenders in financial analysis and risk assessment. The analyst will also participate in the loan approval process, assist with portfolio reviews, and contribute to reporting and special projects.
Requirements
- Minimum of one year of experience in commercial credit analysis, preferably at a financial institution or commercial finance organization.
- Bachelors’ degree, preferably in business, economics, finance, or banking with a strong background in accounting and finance.
- High attention to detail.
- Able to prioritize and reprioritize work tasks and deliver work product under tight deadlines.
- Good verbal and written communication skills.
- Comfortable with conflicting views of others and able to adequately express their point of view.
- Willingness to take ownership of recommendations and balance loan production with the proper risk/reward relationship.
- Able to work well with peers, lenders and superiors.
Responsibilities
- Complete commercial loan analysis and underwriting as assigned.
- Assist the Chief Credit Officer in field implementation of loan policies, procedures & underwriting guidelines.
- Assist Lenders in financial analysis, identification of the primary risk drivers, structuring of the loan, overall assessment of risk and ability to repay.
- Participate in the loan approval process and provide recommendation.
- Assist Loan Operations in solving loan related structure questions.
- Assist with portfolio review & analysis.
- Assist Accounting Department & Loan Operations in the development of monthly lending review & analysis reports (Board Meeting).
- Complete annual reviews for Retail Banking and Physicians Capital.
- Complete vendor management and financial risk reviews.
- Compile requested portfolio metrics for Chief Credit Officer review.
- Utilize and manage the spreading software platform.
- Complete special projects and requests as assigned.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
