Commercial Banker

German American Bancorp • Owensboro, KY

2d • Onsite

About The Position

As an aspiring commercial lender, you’ll build a strong foundation in commercial banking through hands-on learning, mentorship, and collaboration with experienced team members. This role combines technical banking development with relationship building and community engagement. As you learn commercial lending, credit, sales, and banking operations, you will also begin developing your professional network through civic involvement, business development activities, and relationship building within the communities we serve.

Day in the Life – Your focus in this role will be twofold: developing commercial banking knowledge while building relationships within the market. You will gain exposure to retail banking, credit, sales and delivery, loan operations, and compliance while learning how these areas support our clients and overall organization.

At the same time, you will begin establishing relationships with local businesses, Centers of Influence (COIs), community organizations, and industry groups through networking opportunities, civic involvement, and community engagement activities. Working alongside your leader and mentors, you will develop skills in commercial lending, customer relationship management, prospecting, and portfolio management while contributing to German American Bank’s relationship-focused and community-centered culture.

As your experience grows, you will begin managing customer relationships and assisting with portfolio responsibilities, including financial analysis, collateral inspections, and identifying solutions that support customer needs and long-term relationship growth.

Requirements

• Bachelor’s degree in Business, Finance, Accounting, or related field required.
• Experience developing referral sources and community connections.
• Established business networking and relationship development skills.
• Ability to analyze and interpret financial statements.
• Strong sales, negotiation, and relationship-building skills.
• Ability to identify opportunities for cross-selling bank products and services.
• Strong written and verbal communication skills.
• Ability to create professional presentations and business correspondence.
• Strong organizational skills and attention to detail.
• Ability to manage multiple priorities and deadlines.
• Ability to work collaboratively in a team-oriented environment.
• Commitment to providing superior customer service.

Nice To Haves

• Equivalent combination of education and relevant work experience may be considered.
• Previous banking, credit analysis, lending, or relationship management experience preferred.
• Bilingual/Multilingual

Responsibilities

• Develop commercial banking knowledge.
• Build relationships within the market.
• Gain exposure to retail banking, credit, sales and delivery, loan operations, and compliance.
• Establish relationships with local businesses, Centers of Influence (COIs), community organizations, and industry groups through networking opportunities, civic involvement, and community engagement activities.
• Develop skills in commercial lending, customer relationship management, prospecting, and portfolio management.
• Manage customer relationships.
• Assist with portfolio responsibilities, including financial analysis and collateral inspections.
• Identify solutions that support customer needs and long-term relationship growth.

Benefits

• Medical, dental, vision, STD, LTD, Life insurance, etc.
• 17 days paid time off, 11 paid holidays and bereavement leave
• Educational Assistance Program
• Wellness benefits
• Life event coverage
• Paid family bonding leave
• Service awards
• Financial benefits including 401(k) match, stock purchase plan and more
• Great deals on both national and local discounts on everything from computers and vacations to phones and retail shopping.
• Logo wear discounts
• Free checking account, checks and discounted bank services

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level