Banking Officer II, III, or IV

$72,000 - $100,000/Yr

ANB Bank - Lakewood, CO

Full-time - Entry Level

Lakewood, CO

Credit Intermediation and Related Activities

About the position

ANB Bank has financial strength embodied in $3 billion in assets and is a true community bank with an unwavering commitment to excellence. The bank helps each of its communities prosper through investment, sponsorship, philanthropy, and employee volunteerism. It is a passion ANB has for banking that makes the difference. ANB Bank hires individuals who provide excellent customer service and build meaningful relationships with our customers and within our communities. ANB is committed to rewarding our team members who strengthen our company and culture. ANB offers competitive compensation and a comprehensive benefits package for this position.

Responsibilities

• Develop and maintain a presence as a leader in the bank branch where the officer is relied upon for the coaching of staff team members.
• Expansion of bank customer base through networking and sales calling. Soliciting the business of non-borrowing customers as well as loan customers. Maintaining product knowledge to generate credit and deposit business.
• Act as Relationship Manager for assigned customers, ensuring customer satisfaction and the delivery of unparalleled customer service.
• Service the credit needs of customers and prospects alike; obtaining financial and other information; performing or coordinating credit analysis; making loan presentations and recommending approval to ANB's Loan Committee where required; and negotiating terms and conditions such as rates, collateral, guarantees, loan agreements, and other documentation.
• Daily management of a loan portfolio, including, but not limited to, credit quality; compliance with the bank's policies and procedures, and applicable laws and regulations; and management of loan status.
• Participate in community activities including civic organizations and non-profit volunteer service.
• Maintains consistent compliance with Bank Secrecy Act (BSA) requirements, banking regulations, and bank policies and procedures related to the position.
• This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008.
• Other duties may be assigned.

Requirements

• Banking Officer II: 2 - 3 years of lending, banking, or relevant work experience, or an equivalent combination of other work history and college level accounting/finance/business college classes successfully completed.
• Banking Officer III: 4 - 6 years of loan origination, underwriting or portfolio management experience, or an equivalent combination of general banking experience and accounting/finance/business college classes successfully completed. Proven expertise in customer development and business sourcing.
• Banking Officer IV: 6+ years of loan origination, underwriting or portfolio management experience, or an equivalent combination of general banking experience and accounting/finance/business college classes successfully completed. Proven expertise in customer development and business sourcing.

Benefits

• Minimum 4 Weeks of Paid Time Off (PTO)
• 11 Paid Holidays
• Medical, Dental, and Vision Insurance
• Health Savings (HSA), Flexible Spending (FSA), and dependent care spending accounts
• Company provided Life, AD&D, and Disability Insurance with supplementation options
• 401(k) plan with discretionary company match and profit sharing
• Discretionary annual bonus and employee referral incentives
• Employee Assistance Program (EAP)
• Tuition Reimbursement Program
• Spanish Communication Assistant Program Incentive
• Employee banking products