AVP, Mortgage Underwriting & Secondary Execution

AmeriCU Credit Union•City of Rome, NY

6d•$132,961 - $166,201•Onsite

About The Position

AmeriCU Credit Union is seeking a strategic and hands-on leader to join our Lending team as Assistant Vice President (AVP), Mortgage Underwriting & Secondary Execution. In this role, you’ll lead mortgage underwriting, secondary market operations, and fulfillment teams while driving efficiency, compliance, and exceptional member service. This is a high-impact leadership role responsible for optimizing mortgage operations, managing risk, and supporting the growth of our residential lending portfolio.

Requirements

Lead mortgage underwriting, secondary market operations, and fulfillment teams
Drive efficiency, compliance, and exceptional member service
Optimize mortgage operations
Manage risk
Support the growth of the residential lending portfolio
Manage mortgage pipeline
Ensure timely rate locks, closings, and investor delivery
Drive continuous improvement initiatives
Increase efficiency and service quality
Partner with leadership on product development, pricing strategies, and growth initiatives
Manage interest rate risk
Ensure competitive pricing
Optimize profitability
Oversee vendor, broker, and correspondent relationships
Maintain loan quality standards
Ensure loans meet investor requirements
Adhere to risk tolerance guidelines
Ensure compliance with all mortgage regulations and secondary market standards
Maintain and enforce underwriting guidelines, policies, and procedures
Oversee quality control programs
Minimize errors and ensure audit readiness
Support internal and external audits
Provide accurate, timely documentation
Analyze market trends, competitor activity, and economic conditions
Inform strategy
Support departmental planning, budgeting, and performance tracking
Collaborate cross-functionally to improve systems, workflows, and member experience

Responsibilities

Lead, mentor, and develop mortgage underwriting, fulfillment, and secondary market teams
Foster a high-performing, collaborative culture aligned with AmeriCU’s values
Provide coaching, performance management, and ongoing professional development
Oversee end-to-end mortgage operations, including underwriting, funding, and loan delivery
Manage mortgage pipeline to ensure timely rate locks, closings, and investor delivery
Drive continuous improvement initiatives to increase efficiency and service quality
Partner with leadership on product development, pricing strategies, and growth initiatives
Manage interest rate risk for portfolio and secondary market loans
Ensure competitive pricing while optimizing profitability
Oversee vendor, broker, and correspondent relationships to maintain loan quality standards
Ensure loans meet investor requirements and adhere to risk tolerance guidelines
Ensure compliance with all mortgage regulations and secondary market standards
Maintain and enforce underwriting guidelines, policies, and procedures
Oversee quality control programs to minimize errors and ensure audit readiness
Support internal and external audits by providing accurate, timely documentation
Analyze market trends, competitor activity, and economic conditions to inform strategy
Support departmental planning, budgeting, and performance tracking
Collaborate cross-functionally to improve systems, workflows, and member experience

Benefits

Competitive rates on our Medical, Dental and Vision plans
Generous contribution to your Health Savings Account, if you choose to enroll in one of AmeriCU’s High Deductible Health plans
Paid Holidays
Paid Time off
Employee Appreciation Events
401(k) Matching after 1 year of employment
Employee Assistance Program
Tuition Reimbursement for Full-time employees after 1 year of employment
Life Insurance & Accidental Death & Dismemberment Insurance, free to all Full-time employees
Enhanced Short Term Disability – at no cost to you!