Auto Finance Credit Rep

Huntington National Bank

9d•Remote

About The Position

Huntington Bank is looking for an Auto Finance Credit Rep. Duties and Responsibilities: Approve, deny, and negotiate consumer auto credit applications. Develop relationships with auto dealers to enhance business growth. Provide customer service to dealer staff and applicants, ensuring compliance with bank policies. Cross-sell bank products and recommend improvements for loan performance. Possibly manage related staff, such as underwriters. Maintain high levels of professionalism in all interactions. Review and analyze credit applications to determine approval. Maintain compliance with regulatory requirements and internal policies. Communicate effectively with stakeholders and team members. Perform other duties as assigned. Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis. Welcome to Huntington! At Huntington, we look out for people. From reinventing banking with game-changing innovations to building an internal culture that creates lifelong bonds, together, we can make people’s lives better. And amazing things happen when we look out for each other. We prove it every day. Whether it’s helping a colleague or collaborating on a new tool that will revolutionize the way people save money, our actions can have a huge impact. Our colleagues look out for people with a Can-Do Attitude, Service Heart and Forward Thinking. Those are our values—simple but powerful. Each of them pushes us do the right thing, to do right by people. Because people are what matter. If that sounds like you, we hope you’ll apply to join our team. If you’d like to learn more about how Huntington looks out for people, visit https://www.huntington.com/lookingout We endeavor to make this site accessible to any and all users. If you would like to contact us regarding the accessibility of this site or if you require a reasonable accommodation to apply for a job or to perform the essential functions of the job, please send an email to [email protected] Reasonable Accommodations Reasonable Accommodations Various methods will be used throughout the recruitment process to verify candidate authenticity. Any interviews conducted virtually must be joined from a distraction-free environment, with the candidate on camera and without the use of virtual backgrounds. EEOC Disclaimer Know Your Rights CA Data Privacy CA Data Privacy Rights Tobacco Disclaimer Tobacco-Free Hiring Practice Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

Requirements

High School Diploma
Minimum of 3 years of administrative credit function or underwriting experience
Must demonstrate a professional, personable and friendly communication style with a focus on customer service and an ability to interact with all levels of individuals on the phone and in person.
Excellent written communication skills are also required
Must enjoy working independently and effectively in a deadline-driven, multi-task environment, with organization and attention to detail being imperative.
Occasional travel required
Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes

Nice To Haves

Bachelor's Degree
Experienced underwriting in the assigned area
Prime Auto underwriting experience

Responsibilities

Approve, deny, and negotiate consumer auto credit applications.
Develop relationships with auto dealers to enhance business growth.
Provide customer service to dealer staff and applicants, ensuring compliance with bank policies.
Cross-sell bank products and recommend improvements for loan performance.
Possibly manage related staff, such as underwriters.
Maintain high levels of professionalism in all interactions.
Review and analyze credit applications to determine approval.
Maintain compliance with regulatory requirements and internal policies.
Communicate effectively with stakeholders and team members.
Perform other duties as assigned.